Advertiser & Editorial Disclosure

Fortiva® Mastercard® Credit Card (Consumer Credit Card)

With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward. Make contactless payments through Mobile Wallet. Periodic Credit Increase Reviews. Free access to your Vantage 3.0 score from Equifax†. † Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Nav's Verdict

70% Complete
Effort to Apply
20% Complete
Card Perks
30% Complete
20% Complete


Bottom Line

A great credit-building card with up to 3% cash back rewards.


A credit-building card which doesn't require a security deposit.


High annual fee.

Rates and Fees
Intro APR
Purchase APR
29.99% or 36% Fixed
Annual Fee
As low as $85
Welcome Offer
Rewards Rate
Earn up to a 3% cash back reward.
Foreign Transaction Fee
3% of each transaction amount in U.S. dollars


Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.