Advertiser & Editorial Disclosure

Ink Business Preferred® Credit Card

Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®. Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases. With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring. With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open. Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

Nav's Verdict

Cost
30% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
70% Complete
PoorGood
Features
70% Complete
PoorGood

7/10

Bottom Line

A good option for businesses that spend a lot in the bonus categories and enjoy rewards in the form of points.

Pros

Generous bonus point offer when you open your account. Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®.

Cons

Higher interest rate than other comparable cards, annual fee.

Rates and Fees
Intro APR
N/A
Purchase APR
18.24% - 23.24% Variable
Annual Fee
$95
Welcome Offer
Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.
Rewards Rate
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchasesâ€"with no limit to the amount you can earn.
Foreign Transaction Fee
$0

Reviews

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