Self: The responsible way to build credit
Self offers an opportunity to build credit while building savings. Start with a Credit Builder Account that reports to all 3 credit bureaus. Each on-time monthly payment builds credit history and savings. Choose the plan that works for you. Make at least 3 monthly payments on time, have $100 or more in savings progress in your Credit Builder Account, and be in good standing. Then, you’ll be eligible for the Self Visa Credit Card, without a hard credit check. Your savings progress from your Credit Builder Account acts as your security deposit for your secured Credit Card. These are consumer loan products.
Effort to Apply
DifficultEasy
6/10
Bottom Line
Great option for business owners looking to better establish and/or upgrade their credit foundation without a hard credit check
Pros
No hard pull on your credit
Cons
Minimum monthly payments required
Purchase APR
28.49% variable rates
Foreign Transaction Fee
N/A
Reviews
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