Advertiser & Editorial Disclosure

Self: The responsible way to build credit

Self offers an opportunity to build credit while building savings. Start with a Credit Builder Account that reports to all 3 credit bureaus. Each on-time monthly payment builds credit history and savings. Choose the plan that works for you. Make at least 3 monthly payments on time, have $100 or more in savings progress in your Credit Builder Account, and be in good standing. Then, you’ll be eligible for the Self Visa Credit Card, without a hard credit check. Your savings progress from your Credit Builder Account acts as your security deposit for your secured Credit Card. These are consumer loan products.

Nav's Verdict

Cost
68% Complete
HighLow
Effort to Apply
22% Complete
DifficultEasy
Card Perks
35% Complete
PoorGood
Features
25% Complete
PoorGood

6/10

Bottom Line

Great option for those looking to better establish a consumer credit foundation without a hard credit check.

Pros

No hard pull on your credit

Cons

Minimum monthly payments required

Rates and Fees
Intro APR
N/A
Purchase APR
26.24%
Annual Fee
$25
Welcome Offer
N/A
Rewards Rate
N/A
Foreign Transaction Fee
N/A

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.