Home / Compare the Best Business Credit Cards of 2024 / The Plum Card® from American Express

Advertiser & Editorial Disclosure

The Plum Card® from American Express

Terms, Rates & Fees

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Paying early pays off: get an unlimited 1.5% Early Pay Discount on eligible charges within 10 days of your statement closing date and see the discount applied to your next statement when you pay at the least the Minimum Payment Due by the Please Pay By date. Take up to 60 days to pay with no interest‡, when you pay your minimum due by the Payment Due Date. Use the power of the Plum Card to buy big for your business. No Foreign Transaction Fees.‡ Terms & Restrictions Apply.

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

6/10

Bottom Line

Enjoy payment flexibility with the option to carry a balance interest-free for up to 60 days as long as you make the minimum payment on your due date.

Pros

60 day interest grace period or 1.5% discount.

Cons

High annual fee.

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Rates and Fees

Terms, Rates & Fees

Intro APR

N/A

Purchase APR

All charges made on this charge card are due and payable when you receive your periodic statement.

Annual Fee

$250‡

Welcome Offer

N/A

Rewards Rate

Paying early pays off: get an unlimited 1.5% Early Pay Discount on eligible charges within 10 days of your statement closing date and see the discount applied to your next statement when you pay at the least the Minimum Payment Due by the Please Pay By date.

Foreign Transaction Fee

None

Reviews

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Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.