Only with Nav Prime
Nav Business Checking
Bank where you build business credit
Do it all with Nav Prime — no credit check, no monthly maintenance fees, and no minimum balance requirements.
Nav Technologies, Inc is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime charge card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank. With regard to credit history building features: results will vary, some users may not see improved scores – improvement not guaranteed. Scores are calculated from many variables. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.
Clear budgets
Up to 3 checking accounts
Open up to 3 distinct accounts to help you more easily budget for things like everyday recurring costs, big investments, and your rainy day fund.
Convenient payments
Pay and repeat
Get flexible payment options — one-time, recurring, or scheduled. Also, make withdrawals at 55,000+ in-network Allpoint ATMs.
Real-time insights
Budget tools meet banking
Plan your next move with confidence by tracking unlimited, fee-free domestic ACH transactions, plus income, expenses, and balance trends.
Why customers love Nav Business Checking
Meet the small business owners who are redefining their business journey with Nav.
“A lot of companies say they help you establish working capital, but force you to jump through hoops. At Nav, they’ve made it easy.”
Nav Business Checking customer
BUSINESS OWNER
“Nav Business Checking is outstanding, wonderful, and extremely helpful.”
Nav Business Checking customer
BUSINESS OWNER
Frequently asked questions
JOIN Nav Prime
Get Nav Business Checking, plus more tools to grow with Nav Prime
Credit Health
Unlock up to 6 business and personal scores to track your total progress in one place.
Credit building
Get up to 2 tradelines submitted monthly to the major business credit bureaus. No hard credit checks.
Cash Flow Health
Get balance forecasting and keep your books and transactions tidy while you build business credit.
Nav Technologies, Inc is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime charge card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.
Get banking built for financial growth
Apply when you sign up for Nav Prime.