Capital One Venture X Business
Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions. This card has no preset spending limit, so you get purchasing power that adapts to your spending needs. The annual fee on this card is $395. Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening. Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs. Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel, where you'll get the best prices on thousands of options. Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel. Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease. Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass. This is a pay-in-full card, so your balance is due in full every month. Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
8/10
Bottom Line
An excellent card for travel and business spending with its high rewards rate and generous welcome offer, even with the steep annual fee.
Pros
Balance must be paid in full every month.
Cons
High annual fee
Features & Benefits
Fraud Coverage
$0 Fraud Liability for unauthorized charges
Rates and Fees
Intro APR
N/A
Purchase APR
N/A
Annual Fee
$395
Welcome Offer
150,000 Miles once you spend $30,000 in the first 3 months from account opening
Rewards Rate
2 Miles per dollar on every purchase, 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel, and 10 Miles per dollar on hotels and rental cars booked through Capital One Travel.
Foreign Transaction Fee
None
Reviews
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