Offer payment terms with a lighter lift

Assess credit risk quickly and securely, reduce operational costs, and free up time to grow your business. Get access starting at $39/month. Additional fees may apply.

Managing a payment terms program doesn’t have to be high risk, low reward

history

Reviewing applications and references takes time

warning

Extending credit to the wrong customers is risky

money_range

Pulling data from multiple credit bureaus is expensive


Streamline your program with Nav

Approve terms in minutes

Securely access bank data, credit reports, and key risk factors in one clear view. You can approve applicants quickly and confidently — with automated or manual review.

List of business customers with flagged concerns and review buttons displayed over stacked shipping boxes.
Risk summary dashboard showing revenue, expenses, and balance indicators with ability to pay assessment.

Consolidate risk profiles, cut costs

Pulling separate reports is expensive and time-consuming. Get cash flow and credit insights on your applicants all in one place — for a low price.

Automate communications

Automatically send approval or denial decisions, securely store sensitive information, and connect with approved and declined applicants without adding extra workload.

Application review screen for Helios-Hermes Solar showing high risk profile with approve or decline options.
Outstanding and late invoices synced to QuickBooks from a business dashboard.

Keep your existing workflow intact

Integrate easily with QuickBooks and your current invoicing and billing systems, saving time without disrupting operations.

Small businesses trust Nav to help them make smarter decisions

We’ve helped small businesses all over the U.S. take their business from idea to reality.

  • 12

    years in operations helping small businesses succeed

  • 2.7M+

    small businesses have trusted Nav to help support their financial health

  • 4.5/5 ★

    rated excellent on Trustpilot

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Ready to grow your business with payment terms?

Schedule a demo with our team to see how Nav can help you save time, money, and effort.

Frequently asked questions