Chase Business Credit CardsAdvertiser & Editorial Disclosure
Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. According to the Federal Reserve, JPMorgan Chase & Co is the largest commercial bank in the U.S. Although it was founded in 2000 just 16 years ago, Chase traces its history back to the Bank of the Manhattan Company, which was founded over 200 years ago by Aaron Burr.
Chase offers a number of business services, including credit cards, lines of credit, business debit cards, merchant services, and commercial savings and checking accounts. The two credit cards available for business are the Ink Cash® Business Credit Card and Ink Business PreferredSM Card. Both cards have rewards programs, and generous bonus offers for new account holders.
The Ink Cash® card offers a cash signup bonus with no annual fee, and businesses can earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores, cellular phones, landline, and internet cable TV services each year, 2% on the first $25,000 at gas stations and restaurants, and 1% cash-back on all other purchases.
The Ink Business Preferred Card offers a generous bonus points offer after you spend $5,000 in the first month. Also earn three points per dollar on the first $150,000 spent on combined purchases on travel, shipping, internet, cable, and advertising. Earn one point per dollar on all other purchases with no limit. This card has a $95 annual fee.
Will a business credit card from Chase affect my credit scores?
Chase reports payment history on business credit cards to commercial credit reporting bureaus, thus your payments will affect your business credit scores. Payment information will also affect your personal credit scores if your account is delinquent.