Category: Business Financing

You've got big plans for your small business. With plenty of money, time, tears, and energy put into establishing it, it's time to take that next step. With a wide range of financing options on the market today, Wells Fargo business loans stay competitive. Despite a still-recovering public image, Wells Fargo has a variety of options to help your business grow. Like with any institution, it's key to understand the details of each loan or finance product they offer in… Read More

If you're in the market for a small business loan, you're preparing for a fair bit of paperwork and time spent working with the lender to hopefully get approved. A survey by Nav showed that small business owners spent 33 hours applying for credit with an average of three applications filed with three institutions. Before going into such a time-consuming process, you need to know what you're getting yourself into. Start by checking your business credit score (you can do… Read More

Running a business involves a lot of information and new documents. You're probably learning that you have a business credit score for example, and that you can check it for free with places like Nav. If you're filing your business taxes or thinking of applying for business financing for the first time, you might be scrambling to find a few things for the application. One thing that likely stands out is your Employer Identification Number (EIN), a unique nine-digit number… Read More

Business and personal credit cards may look similar, swipe the same, and may even offer similar terms and rewards as personal credit cards, but business credit cards have a few distinct differences. As a small business owner, contractor, or freelancer, you can leverage these differences to your advantage. Here’s how to make business credit cards work for you. Benefits of Getting a Business Credit Card A business credit card offers positive benefits to your small business. These include: More flexible… Read More

Now is a great time to jump on business financing opportunities. It’s easier to get approved, and as the economy improves, banks are more willing to lend. If you’ve been denied in the past because of a low business credit score, don’t give up. Shopping for different types of lenders may be the answer. Two of the most popular—and cheapest—financing options are business loans and lines of credit. Both will get cash in your pocket, but they work a lot differently.… Read More

Credit cards can be an indispensable tool for small businesses. These products offer companies a secure and convenient method of payment while providing a valuable means of financing and being more readily available than other options like a small business loan. But with a small business credit card, its balance and payment information will be recorded on the credit histories of the primary account holder, just like a consumer credit card. This isn’t a problem when your small business cards… Read More