Intermediate-Term Loan by Credibility Capital

Intermediate-Term Loan by Credibility Capital

Credibility Capital provides fair, affordable funding to help small businesses grow and succeed. They offer transparent, fully amortizing term loans up to $350,000 that are paid in fixed monthly payments over 2 or 3-year terms. Rates start at 8% and there are no prepayment penalties or other hidden fees. Their application takes just 5 minutes to complete and applying will not effect your credit score. Their superior product, simple process and best-in-class customer service have earned an A+ grade from the Better Business Bureau.

Cost
30% Complete
LowHigh
Effort to Apply
30% Complete
EasyDifficult
Funding Speed
90% Complete
MonthsMinutes
Repayment Terms
90% Complete
MonthsYears

8/10

Bottom Line

If you have a strong personal credit history and strong current business sales, this option is for you.

Pros

Low interest rates, great terms and access to large loan amounts.

Cons

Must have strong personal credit.

Qualification requirements

Time in Business

At least 12 months in business

Personal Credit Score

Must have a FICO score of at least 680

State Restrictions

Cannot lend to businesses located in Nevada, North Dakota, South Dakota, or Vermont

Cost
8% - 24% APR
Repayment Duration
Monthly payments for 24 to 36 months
Funding Amount
$20,000 - $350,000
Origination Fee
2.5% - 5%
Funding Speed
3 - 7 Days

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