Intermediate-Term Loan by Credibility Capital

Credibility Capital provides fair, affordable funding to help small businesses grow and succeed. They offer transparent, fully amortizing term loans from $50,000 up to $500,000 that are paid in fixed monthly payments over 1 to 5-year terms. Rates start as low as 6.99% and there are no prepayment penalties or other hidden fees. Their application takes just 5 minutes to complete and applying will not effect your credit score. Their superior product, simple process and best-in-class customer service have earned an A+ grade from the Better Business Bureau.
Nav's Verdict
8/10
Bottom Line
If you have a strong personal credit history and strong current business sales, this option is for you.
Pros
Low interest rates, great terms and access to large loan amounts.
Cons
Must have strong personal credit. Requires more detailed documentation than some offers, so make sure you have your last 2 years taxes, P&L, and balance sheet prepared to share with the lender.
Qualification requirements
Time in Business
At least 24 months in business
Personal Credit Score
Must have a FICO score of at least 650
State Restrictions
Cannot lend to businesses located in Nevada, North Dakota, South Dakota, or Vermont
Reviews
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