Advertiser & Editorial Disclosure

Intermediate-Term Loan by Credibility Capital

Intermediate-Term Loan by Credibility Capital

Credibility Capital provides fair, affordable funding to help small businesses grow and succeed. They offer transparent, fully amortizing term loans from $50,000 up to $500,000 that are paid in fixed monthly payments over 1 to 5-year terms. Rates start as low as 7.49% and there are no prepayment penalties or other hidden fees. Their application takes just 5 minutes to complete and applying will not effect your credit score. Their superior product, simple process and best-in-class customer service have earned an A+ grade from the Better Business Bureau.

Nav's Verdict

30% Complete
Effort to Apply
30% Complete
Funding Speed
90% Complete
Repayment Terms
90% Complete


Bottom Line

If you have a strong personal credit history and strong current business sales, this option is for you.


Low interest rates, great terms and access to large loan amounts.


Must have strong personal credit. Requires more detailed documentation than some offers, so make sure you have your last 2 years taxes, P&L, and balance sheet prepared to share with the lender.

Qualification requirements

Time in Business

At least 24 months in business

Personal Credit Score

Must have a FICO score of at least 650

State Restrictions

Cannot lend to businesses located in Nevada, North Dakota, South Dakota, or Vermont

7.49% - 24% APR
Repayment Duration
Monthly or bi-weekly payments for 12 to 60 months
Funding Amount
$50,000 - $500,000
Origination Fee
3% - 5%
Funding Speed
3 - 7 Days


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