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Advertiser & Editorial Disclosure

Intermediate-Term Loan by Kapitus

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Kapitus offers intermediate-term loans up to $500,000 in as little as 24 hours. The process is quick and easy with limited documentation and offers the best prepayment discounts in the industry. This funding is ideal for payroll, expansion, equipment, or any other use you may need for financing your business over a term of 2-5 years. Their intermediate term loans start at 5.99%.

Nav's Verdict

Cost

LowHigh

Effort to Apply

EasyDifficult

Funding Speed

MonthsMinutes

Repayment Terms

MonthsYears

8/10

Bottom Line

Despite the origination fee, a lower interest rate can make this loan certainly worth it if you qualify.

Pros

Favorable rates. Prepayment discounts.

Cons

High origination fees and potentially weekly payments.

Qualification requirements

Time in Business

At least 2 years in business

Annual Revenue

At least $120,000

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Cost

5.99% - 18% APR

Repayment Terms

Weekly, bi-weekly, or monthly payments for 2 to 5 years

Funding Amount

$20,000 - $500,000

Origination Fee

3.5% - 5%

Funding Speed

1 - 2 days

Reviews

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Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.