Line of Credit by LendSpark

Line of Credit by LendSpark

LendSpark’s creative, ethical financing solutions fuel growth for businesses of all sizes and stages. They provide fast, secure and flexible options to grow your business while protecting your personal credit. LendSpark offers a true line of credit and is based on equipment and accounts receivable. Funds can be used for working capital, refinancing debt, expansion or contraction of business, or new projects and new revenue opportunities.

Nav's Verdict

40% Complete
Effort to Apply
50% Complete
Funding Speed
40% Complete
Repayment Terms
80% Complete


Bottom Line

If you are an established business and need a large amount of funding, this line of credit is a great option.


Higher funding amounts than other lines of credit with reasonable interest rates.


Slower funding speeds. Established businesses only.

Qualification requirements

Annual Revenue

At least $250,000 in revenue

Time In Business

At least 2 years in business

Other Requirements

No bankruptcies in the last 5 years. No more than 3 UCC filings.

10% - 30% APR
Repayment Terms
Monthly payments for up to 24 months
Funding Amount
Up to $500,000
Origination Fee
1% - 4%
Funding Speed
1 - 2 weeks
Application Fee


Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.