Celtic Bank is a nationwide small business lender specializing in SBA loans. The Celtic Bank Express Loan was specifically designed with small business owners in mind. Our streamlined loan program offers working capital loans with lower interest rates and extended repayment terms. Celtic Bank is the 6th largest SBA lender in the nation for FY 2015.
If you have strong collateral (real estate) and can wait for a couple of months, this would be a great lower cost option for you.
Low interest rate. Long repayment duration.
Collateral required in most cases. It takes about a month to get funded.
At least 1 year in business
Required in most cases.
U.S. Citizen or permanent resident
Two years of tax returns
Strong personal credit. 165 Small Business Scoring Service (SBSS).
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