Intermediate-Term Loan by StreetShares

Intermediate-Term Loan by StreetShares

StreetShares is an affinity-based small business lending marketplace that connects small business owners with accredited and institutional investors. Investors compete in an online auction to fund portions of the requested loan, and StreetShares combines the lowest bids into a single loan. StreetShares blends peer-to-peer lending with traditional banking. While open to all small business owners, StreetShares is veteran-owned and has a particular focus on funding veteran-owned business.

Nav's Verdict

35% Complete
Effort to Apply
20% Complete
Funding Speed
20% Complete
Repayment Terms
50% Complete


Bottom Line

A good term loan option for established businesses. Extra bonus for veteran owned businesses.


Reasonable rates. Affinity-based lending. Veterans have the potential to get preferred rates due to shared affinity.


Can only borrow up to $100,000. Not available in all the states. Weekly repayments from a bank account.

Qualification requirements

Time in Business

At least 1 year in business

Annual Revenue

At least $25,000

Basic Requirements

You must be a U.S. Citizen and must have a business guarantor with reasonable credit. No bankruptcies in the past three years. No current tax liens or collections.

Loan Size

If approved, the maximum approved loan amount will not exceed 20% of your annual business revenue.

State Exclusions

Unable to lend in North Dakota, South Dakota and Oregon.

8.99% – 39.99% APR
Repayment Terms
Weekly payments for 3 to 36 months
Funding Amount
$2,000 - $100,000
Origination Fee
3.95% - 4.95%
Funding Speed
1 Week
You can repay your loan at any time before the term ends without any pre-payment penalties.

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