Advertiser Disclosure

Intermediate-Term Loan by Funding Circle

Intermediate-Term Loan by Funding Circle

Funding Circle provides a term loan at low rates with a fast and simple process, so you can get back to running your business. Funding Circle is a leader in transparency – no charge to apply, no hidden fees, and no prepayment penalties. Their terms range from 1 to 5 years and are paid down monthly, not daily. Rates start as low as 5.49%.


30% Complete
Low High
Effort to Apply
30% Complete
Easy Difficult
Funding Speed
20% Complete
Minutes Months
Repayment Terms
60% Complete
Months Years

Bottom Line

Great option if you don't want to deal with the lengthy process for bank loans . The rates are more expensive than banks, but much lower relative to other quick cash flow loan / merchant cash advances alternatives.


Fast online application. Loans up to $500,000. High customer satisfaction.


Interest rates higher than bank loans.

Qualification Requirements

Time in Business

Minimum 2 years in business or qualified franchises.


Personal guarantee required.

Personal Credit

620+ FICO Score

Financing History

No prior history of bankruptcies, current tax liens, judgments or criminal activity

5.5% - 28% APR
Repayment Duration
1 - 5 years
Funding Amount
$25,000 - $500,000
Origination Fee
0.99% - 6.99%
Funding Speed
1 - 2 Weeks
All digital

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