Small Business Loans & Financing Options

Small business loans can be an important factor in your success as a business owner. Traditional banks aren’t your only option now. From SBA loans to business lines of credit to invoice based financing, you have access to get the best financing for your small business.

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We’ve partnered with leading lenders to provide you with the following financing options for your business.

21 offers available.

SBA Loan by SmartBiz

SmartBiz combines the benefits of a traditional SBA loan without the long and tedious application process (typically 60-90 days). Since SBA loans are government-subsidized, their rates are among the most favorable for lenders. SmartBiz's application is fully online and automated and, if approved, you get your loan in less than one month from start to finish. Their list of requirements are long, but their online application takes out a lot of the pain typically associated with SBA loans. Pay attention to the requirements list on the right to make sure you qualify before you try applying. The requirements are strict so you can save yourself a lot of trouble by making sure you qualify before starting down this road.

Business Cash Advance by Credibly

Nominated as the “Fastest Merchant Cash Advance” by Fit Small Business, Credibly combines big data and a strong focus on the customer experience to provide up to $400,000 in capital in return for a portion of your future receivables. Because these payments are tied to future sales, you’ll never pay more than you can afford. Their fast funding and flexible repayments are ideal for working capital solutions and are favorable for businesses who experience seasonality. Soft credit pulls only - No collateral required.

Term Loan by OnDeck

OnDeck offers business term loans up to $250,000 and business lines of credit up to $100,000 to qualifying small businesses. The process is fast and easy and looks at the overall health of a business rather than personal credit alone. Their application requires only 3 months of business bank statements. Decisions can be made in minutes, and funding is delivered in as fast as 24 hours.

Line of Credit by OnDeck

OnDeck offers business term loans up to $500,000 and business lines of credit up to $100,000 to qualifying small businesses. The process is simple and looks at the overall health of a business rather than personal credit alone. Their quick application requires little to no paperwork. Decisions can be given in minutes, and funding is delivered in as fast as 24 hours. Apply today!

Intermediate-Term Loan by Kapitus

Kapitus offers intermediate-term loans up to $500,000 in as little as 24 hours. The process is quick and easy with limited documentation and offers the best prepayment discounts in the industry. This funding is ideal for payroll, expansion, equipment, or any other use you may need for financing your business over a term of 2-5 years. Their intermediate term loans start at 5.99%.

Short-Term Loan by Kapitus

Kapitus offers short term loans up to $500,000 in as little as 24 hours. The process is quick and easy with limited documentation and offers the best prepayment discounts in the industry. This funding is ideal for inventory, immediate cash flow, bridge financing or any other use you may need for financing your business over a term of 3 – 36 months.

Line of Credit by Kabbage

Kabbage Funding™ is a registered trademark of American Express offering a Line of Credit/LOC that allows qualified customers to make withdrawals. Total line is determined at application and constantly monitored and re-assessed. When funds are withdrawn from the line, a loan is created. The loan has short-term repayment options (subject to eligibility).

Intermediate-Term Loan by Funding Circle

Funding Circle provides a term loan at low rates with a fast and simple process, so you can get back to running your business. Funding Circle is a leader in transparency - no charge to apply, no hidden fees, and no prepayment penalties. Their terms range from 1 to 7 years and are paid down monthly, not daily. Rates start as low as 4.99%. Funding Circle helps merchants build business credit. They report back to both Experian & D&B and open trade lines on good payment history. Funding Circle works with All Entities Types, including Sole Proprietors. They can also help Sole Props start their business credit profile by opening up their first business credit trade line.

Short-Term Loan by Rapid Finance

Get more money for less! With low-cost loan options, enjoy repayment terms of up to 18 months with daily or weekly repayment options. Receive up to $600,000 in funds for your business in as little as 24 hours to use for any business purpose. Whether you need to supplement existing traditional financing, or just alternative working capital, we offer fast and flexible solutions to help your business do great things.

Intermediate-Term Loan by Credibility Capital

Credibility Capital provides fair, affordable funding to help small businesses grow and succeed. They offer transparent, fully amortizing term loans from $50,000 up to $500,000 that are paid in fixed monthly payments over 1 to 5-year terms. Rates start as low as 8% and there are no prepayment penalties or other hidden fees. Their application takes just 5 minutes to complete and applying will not effect your credit score. Their superior product, simple process and best-in-class customer service have earned an A+ grade from the Better Business Bureau.

Flex Line by Revenued

Finally a card built for all businesses, including those with subprime credit – the Revenued Business Card + Flex Line. With instant approvals and flexible spending limits that are based on your business revenue.

Business Cash Advance by Rapid Finance

Rapid Finance is one of the largest merchant cash advance providers. Like all MCA providers, instead of charging an interest rate, you sell a portion of your future card sales in exchange of an upfront lump sum. Your total payment will be capped, typically 125% - 150% of the borrowed amount, which is expected to be paid back within a year. Unlike other MCA providers, Rapid Finance doesn't charge a monthly minimum. The payment would be solely based on your monthly card sales. They also don't require your business asset as collateral, which other MCA providers typically request.

Line of Credit by Rapid Finance

The Rapid Finance Line of Credit is a great way to fund your business with an easy application process and minimal paperwork. The full approved amount does not need to be drawn at one time, but rather you can choose to draw only the funds your business needs when needed up to the approved amount. Payments on the outstanding line of credit balance may be made by either fixed daily, weekly, or monthly payments that are automatically withdrawn from the business bank account on file*.

Short-Term Loan by Credibly

Credibly leverages data science, technology, and an energetic focus on the customer experience to provide loan products that are tailored to your business’s short-term needs and long-term goals. With the ability to provide up to $250,000 in capital in as little as 24 hours, their fast, flexible capital solutions are ideal for both growth initiatives and supporting working capital. Soft credit pulls only - No collateral required.

Term Loan by Idea Financial

Idea Financial is home to fast, flexible financing solutions that empower small business owners to transform their ideas into reality. We offer same-day approval on business loans and lines of credit of up to $250,000 with up to 36-month repayment terms, so qualified applicants can improve their cash flow, mitigate business risk, and invest with a low cost of capital. We back these products up with financing expertise, cutting-edge technology, and commitment to superior customer service.

Line of Credit by Marcus

Fuel your business with a line of credit from Marcus by Goldman Sachs©. Request funds* as you need, pay interest only on what you use. See Terms & Conditions tab.

Line of Credit by Idea Financial

Idea Financial is home to fast, flexible financing solutions that empower small business owners to transform their ideas into reality. We offer same-day approval on business loans and lines of credit of up to $250,000 with up to 36-month repayment terms, so qualified applicants can improve their cash flow, mitigate business risk, and invest with a low cost of capital. We back these products up with financing expertise, cutting-edge technology, and commitment to superior customer service.

Line of Credit by Fundbox

The Fundbox Line of Credit is a common sense approach to small business funding. Fundbox offers transparent pricing with no origination or application fees, with one simple weekly fee that's based on the amount you draw. Fundbox is trusted by small businesses owners and industry experts. Join the 500,000 businesses that have connected to Fundbox.

Commercial Real Estate Loan by SmartBiz

SmartBiz commercial real estate loans allow small business owners to build net worth by owning the commercial property they operate in. Long terms, minimal down payments, and low rates allow for manageable monthly payments. The 25-year, fully amortizing term, eliminates the stress and risk of loan maturities and balloon payments.

401k Rollover for Business Startups (ROBS) by Guidant Financial

The ROBS structure isn’t new — in fact it’s been an option for years — but many financial advisors and stock brokers aren’t aware of these investments because they don’t provide sufficient profit for their institutions. Essentially, you're investing in yourself. Without loan interest to pay, you can make money sooner rather than later. And unlike the stock market this is an investment you can control. This tried-and-true structure is a fast, legal funding option that's been in use since the Employee Retirement Income Security Act became a law in 1974.

Giggle Finance

Giggle Provides working capital financing to the gig economy, independent contractors, and small businesses across the US. Their fully automated-process takes just a few minutes and is as simple as securely connecting your bank account. Amounts range from $400 to $10,000.