Business Cash Advance by Credibly

Business Cash Advance by Credibly

Credibly combines a strong focus on the customer experience with big data to offer fast funding and flexible repayments. They do this by providing capital in return for a portion of business future receivables. Borrowers do not pay more than what they can afford on a monthly basis.

Nav's Verdict

7% Complete
Effort to Apply
2% Complete
Funding Speed
2% Complete
Repayment Terms
2% Complete


Bottom Line

Credibly offers flexible repayment plans with fixed rates, based on future receivables. Ideal for seasonal businesses and those with high credit card processing volumes.


Fixed payments. Offers the ability to pre-qualify without affecting your credit.


Must have at least $25,000 a month in sales, Max repayment term is 15 months

Qualification requirements

Time in Business

At least 18 months in business

Annual Revenue

At least $180,000

Required Documentation

Unexpired government-issued picture ID of all owners, voided check, most recent 3-months of credit card statements, most recent 3-months of bank statements.

Factor rates as low as 1.11
Repayment Terms
Daily debits from your bank account for 3 to 18 months
Funding Amount
$5,000 - $400,000
Origination Fee
Funding Speed
As quickly as 1 business day
Repayment Example
$10,000 (capital amount) x 1.34 (factor rate) = $13,400 (total payback amount)


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