Intermediate-Term Loan by Kapitus

Intermediate-Term Loan by Kapitus

Kapitus offers intermediate-term loans up to $5,000,000 in as little as 24 hours. The process is quick and easy with limited documentation and offers the best prepayment discounts in the industry. This funding is ideal for payroll, expansion, equipment, or any other use you may need for financing your business over a term of 2-6 years.

Nav's Verdict

20% Complete
Effort to Apply
40% Complete
Funding Speed
20% Complete
Repayment Terms
80% Complete


Bottom Line

Despite the origination fee, a lower interest rate can make this loan certainly worth it if you qualify. Lines of credit are a revolving type of financing, meaning that businesses can pay off balances as they go and then use the credit again as needed.


Favorable rates. Prepayment discounts.


High origination fees. May require weekly payments.

Qualification requirements

Time in Business

At least 24 months in business

Annual Revenue

At least $120,000

Personal Credit Scores

Minimum of 680

1%-1.5% per month
Repayment Terms
Weekly, bi-weekly, or monthly payments for 2 to 6 years
Funding Amount
$20,000 - $5,000,000
Funding Speed
1-3 days ($200,000 or less can be wired same day)


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