Line of Credit by Fundbox

Line of Credit by Fundbox

The Fundbox Line of Credit offers transparent pricing with no origination or application fees, with one weekly fee that’s based on the amount you draw. Fundbox has provided access to capital to over 500,000 businesses.

Nav's Verdict

7% Complete
Effort to Apply
2% Complete
Funding Speed
9% Complete
Repayment Terms
3% Complete


Bottom Line

Nav recommends this product as a great solution for newer small businesses looking for a fast application process and access to a flexible LOC product. Bonus: When you click 'Apply now," we'll securely pass over your info, making applying with Fundbox a breeze. Only answer a few additional questions on their end and you're good to go.


625 minimum personal credit score. No impact to credit score to apply (soft pull only). No draw fees. Fast approval and funding, with funds available as soon as the next business day. Use as much as you need, only pay interest on what you use. Fundbox reports payment activity to all the major commercial credit bureaus via the Small Business Financial Exchange (SBFE), which can help strengthen a business's credit profile.


Must have a business checking account with a minimum balance of $500. May require large weekly payments (0.4% - 0.7% of the original draw amount per week) due to the short repayment duration.

Qualification requirements

Time in Business

At least 6 months in business

Annual Revenue

At least $30,000

Other Requirements

Must have a business bank account

Payment frequency

Payment Frequency


As low as 4.99%*
Repayment Terms
12 or 24 weeks
Funding Amount
$1,000 - $150,000
Funding Speed
If approved, funds arrive as soon as the next business day.
All digital, data from business checking account
Repayment Frequency


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