Line of Credit by Headway Capital

Line of Credit by Headway Capital

Headway Capital’s True Line of Credit allows you to draw up to your available limit and borrow more as you repay with the click of a button. Choose between monthly or weekly payment options over the course of 12, 18, or 24 months. Once approved, you can access funds within one business day and access additional draws 24/7 without additional paperwork or approval. Repay at any time without incurring additional fees.

Nav's Verdict

9% Complete
Effort to Apply
5% Complete
Funding Speed
4% Complete
Repayment Terms
8% Complete


Bottom Line

Headway Capital provides businesses with a true revolving Line of Credit with no pre-payment penalties, one fixed monthly payment, and the ability to access additional capital any time you have funds available.


Pre-approval process does not require hard personal credit inquiry. Approval within hours of applying. Only pay interest on what you use. Offers 24-month repayment terms and monthly payments.


Interest rates can be higher than some other line of credit providers. Hard personal credit inquiry at the time of funding.

Qualification requirements

Time in Business

At least 24 months in business

Annual Revenue

At least $120,000

Other Requirements

Total monthly debt payments, including the Headway Line of Credit, should not exceed 10% of monthly revenue.

3.3% - 6.6% monthly interest rate
Repayment Terms
Monthly repayment for 12, 18 or 24 months
Funding Amount
$5,000 to $100,000
Draw Fee
Funding Speed
As fast as the next business day.
Application Fee


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