Business Cash Advance by Rapid Finance

Business Cash Advance by Rapid Finance

Rapid Finance is a merchant cash advance provider. Like all MCA providers, instead of charging an interest rate, borrowers sell a portion of your future card sales in exchange for an upfront lump sum. The payment would be solely based on your monthly sales.

Nav's Verdict

2% Complete
Effort to Apply
6% Complete
Funding Speed
6% Complete
Repayment Terms
2% Complete


Bottom Line

A viable option for businesses looking for growth capital up to $600,000. Costs will vary based on your risk profile. This is a good product to get your foot in the door with a lender, with growth opportunities with Rapid Finance’s other products


Application is quick and easy. Receive funds within hours of approval. No business lien placed. No application fee. Can get approved for both a line of credit and term loan and accept both at the same time. Flexible repayment options.


Loan amounts are based on monthly revenue.

Qualification requirements

Annual Revenue

At least $150,000

Other Requirements

You must have a 620+ credit score and no bankruptcies in the past year.

Time in Business

At least 3 years in business

1.20 Average Factor Rate
Repayment Terms
4 - 12 months
Funding Amount
Funding Speed
1-3 days
Not digital


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