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Short-Term Loan by Kapitus

Short-Term Loan by Kapitus

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Ideal for inventory, immediate cash flow, bridge financing or any other use you may need for financing your business over a term of 6 – 18 months.

Nav's Verdict

Cost

LowHigh

Effort to Apply

EasyDifficult

Funding Speed

MonthsMinutes

Repayment Terms

MonthsYears

7/10

Bottom Line

Kapitus offers short term loans up to $5,000,000 in as little as 24 hours. The process is quick and easy with limited documentation and offers the best prepayment discounts in the industry.

Pros

Repayment options ranging 6-18 months with fixed rates options. Competitive discounts for those who payoff early. Extremely competitive product for higher revenue businesses - retains a higher average funding amount. Your offers can improve as repayment history continues

Cons

Longer industry restriction list. Comes with a wide range of rates and terms.

Qualification requirements

Time in Business

At least 24 months in business

Annual Revenue

At least $150,000

Personal Credit Scores

Minimum of 620

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Cost

1%-1.25% per month

Repayment Terms

Daily or weekly payments for 6 to 18 months

Funding Amount

$5,000 - $5,000,000

Funding Speed

1- 2 days ($200,000 or less can be wired same day)

Reviews

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Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.