Intermediate-Term Loan by Funding Circle

Intermediate-Term Loan by Funding Circle

Funding Circle provides a term loan at low rates with a fast and simple process, so you can get back to running your business. Funding Circle is a leader in transparency – no charge to apply, no hidden fees, and no prepayment penalties. Their terms range from 1 to 7 years and are paid down monthly, not daily. Rates start as low as 4.99%. Funding Circle helps merchants build business credit. They report back to both Experian & D&B and open trade lines on good payment history. Funding Circle works with All Entities Types, including Sole Proprietors. They can also help Sole Props start their business credit profile by opening up their first business credit trade line.

Nav's Verdict

30% Complete
Effort to Apply
30% Complete
Funding Speed
20% Complete
Repayment Terms
60% Complete


Bottom Line

Great option if you don't want to deal with the lengthy process for bank loans . The rates are more expensive than banks, but much lower relative to other quick cash flow loan / merchant cash advances alternatives.


Fast online application. High customer satisfaction. Reports to business bureaus. Can help build your business credit


Requires personal guarantee

Qualification requirements

Term Lengths

Click through the offer to select your pre-qualified term length (6 month term to 84 month term available)

Time in Business

Minimum 2 years in business or qualified franchises.

Other Requirements

No prior history of bankruptcies, current tax liens, judgments or criminal activity

11.67% - 25.34% APR
Repayment Terms
Monthly up to 84 Months
Funding Amount
$25,000 - $500,000
Origination Fee
1.99% - 5.99%
Funding Speed
3 days
All digital


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