Category: Business Financing

A credit card can be a useful business tool that makes it easier to keep track of your business expenses or manage gaps in cash flow. However, if you have bad credit or have a limited credit history,  then it can be difficult to qualify for most small business credit cards. Getting one with a rewards program can be even more challenging. That’s where secured business credit cards can be helpful. You can use these cards wherever that particular brand… Read More

Getting your first loan is a major milestone in the life of any business because it has the potential to breathe life into your dreams. Whether you’re looking to grow your business, buy equipment, or solve pressing cash flow issues, your business may need to borrow money to accomplish its goals. There’s just one problem. As a newer company, your funding options might be limited.  But there’s good news, too. It’s true that if your time in business and your… Read More

Whether you're a veteran looking to launch a brand new business, buy an existing company, or expand the one you already own, there are many financing options available through the Small Business Administration (SBA). Although most SBA loan programs specifically for veteran-owned businesses have expired, it's still worth considering one of these loan programs to finance your small business if you're a veteran. Learn how to find the right SBA loans for your business and how to apply in this… Read More

Though the business financing industry has changed dramatically as of late, one thing remains the same: banks still offer the most advantageous business loans on the market. Qualifying for a business loan from a bank can give you access to unrivaled rates and terms. The affordability of bank loans, however, makes them very difficult to obtain. Many applicants fail to meet every requirement, or simply don’t meet the most important requirements at all.  Recent data shows that the approval rate… Read More

If you’re applying for small business financing (or thinking about it), no doubt you want your application to be approved. That’s where business loan requirements come in. The better your application matches the lender’s small business loan requirements, the better the chance you’ll get the loan you want. Here we break down the most important factors and offer strategies for getting the financing you need.  6 Most Important Business Loan Requirements As you review your loan options and apply for… Read More

Getting approved for a traditional bank loan can be difficult for business owners, especially if you’re running a relatively new startup. Many lenders won’t approve your application if you don’t have a history of being in business for at least two years. Alternative loans, on the other hand, provide business owners with an easier way to get the capital they need to start, maintain, or expand their business, even if it’s brand new or they don’t have great credit.  That… Read More