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Small Business Grants COVID-19 Relief: Where to Find Free Money in 2020

Small Business Grants COVID-19 Relief: Where to Find Free Money in 2020

Small Business Grants COVID-19 Relief: Where to Find Free Money in 2020

As a small business owner, you likely are always looking for money to grow your business, and when something like a global pandemic hits, that need only increases.

Whether you’re looking for grants to help you weather the rest of the COVID-19 pandemic or are just looking for a small business grant to take your company to the next level, you’ll find many options here.

Best Small Business Grants of 2020

  1. EIDL and PPP
  2. LISC’s Small Business Relief Grant
  3. The Barstool Fund
  4. Made for More Small Business Contest
  5. GoFundMe Small Business Relief Fund

What is a Business Grant?

A grant is money that is given to a person, business, nonprofit, or corporation from federal, state, county, or local governments, or private businesses or corporations. There are a number of companies, nonprofits, and government agencies providing essentially free money to small business owners in the form of a small business grant. And the best part? Grants do not require repayment of any kind. 

Grants can be formed to target businesses based on a variety of factors, including minority-owned businesses, specific for-profit businesses as well as non-profit organizations, veteran-owned businesses, grants for women, and more. 

You don’t have to make your pitch on “Shark Tank,” refinance your home, or take out a small business loan to take the next step in your entrepreneurial journey — business grants may help you get there, if you know where to look and how to apply.

And right now, with so many small businesses struggling through the pandemic, these grants can provide much-needed financial support that could be the difference between thriving or closing your doors.

We’ve pulled together numerous resources for business owners searching for small business grant opportunities. The majority of these have broad grant application requirements, meaning many businesses qualify.

Keep in mind that this can be a double-edged sword for applicants, though — you can apply for a lot more business grants if the qualifications are broad, but that means more competition for the grant. Often, you can find more success by finding niche grants for your industry, or based on your ownership structure and makeup.

In that spirit, we’ve provided some how-to advice all business owners can use to get your grant entries and/or grant proposals together, along with lists of business grants, split into some of the most searched-for categories.

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COVID-19 Relief Grants for Small Businesses

There are grants available to alleviate some of the pain that the coronavirus has caused small businesses.

EIDL and PPP

The Federal government recognizes the negative impact that the coronavirus pandemic has had on tens of thousands of small businesses across the country. Currently, there are two  main programs that may provide financial help…and that may not need to be paid back.

The Economic Injury Disaster Loan, while yes, is technically a loan, includes a $10,000 grant for eligible businesses. You may qualify for a loan of more than that amount, but if you meet the following eligibility criteria, you may qualify for a $10,000 grant;

  • Be located in a low-income community
  • Have suffered an economic loss greater than 30%
  • Employ 300 or fewer employees

The Paycheck Protection Program (PPP) is also back with a second draw PPP loan for small businesses impacted by COVID-19, or a first time PPP loan for those who missed out in 2020. Although it’s not technically a grant, if you spend the funds on approved expenses during a specific time frame, the entire PPP loan may be forgiven. That essentially turns it into a grant.

Shuttered Venue Operators Grants

The Shuttered Venue Operator (SVO) Grant program provides $15 billion in grants to certain businesses impacted by COVID-19, including: 

  • Live venue operators or promoters
  • Theatrical producers
  • Live performing arts organization operators
  • Relevant museum operators, zoos and aquariums who meet specific criteria
  • Motion picture theater operators, or
  • Talent representatives

The applicant must have been in business by February 29, 2020. This program will be administered by the SBA.

LISC’s Small Business Relief Grant

LISC bridges the gap between government agencies and corporations with capital and the businesses and projects that need it. They facilitate many grants and other local funding opportunities, including the Small Business Relief Grant targeting businesses in rural areas.

Grants of $5,000-20,000 will be awarded to small businesses located in rural communities (those with a population of 50,000 or less) who have been impacted by COVID-19, with emphasis on underserved communities. Grant funds may be used for:

  • Operational costs (including rent and utilities)
  • Payroll
  • Vendor debt

The Barstool Fund

Another noteworthy COVID-19 relief grant comes from The Barstool Fund (sponsored by Barstool Sports). The fund has an ongoing crowdfunding campaign to raise funds for eligible businesses that apply. There is no set grant amount, but a recent business received $9,000.

GoFundMe Small Business Relief Fund

Crowdfunding company GoFundMe has partnered with partners to provide a COVID-19 relief fund for small businesses. Your business may receive a matching grant when you raise $500 through your own GoFundMe campaign, as long as you can verify that your business has been negatively impacted by the coronavirus. Funds must be used to pay business expenses or care for employees.

Made for More Small Business Contest

Ball, maker of canning products, is offering small businesses who have made significant contributions to their communities during the COVID-19 pandemic awards of up to $10,000. To enter, you must use Ball brand canning products in your business.

6 Private Small Business Grants

The following may not be specific to COVID-19, but any money (especially that doesn’t have to be repaid) will be welcome during these difficult times.

FedEx Small Business Grant Contest: Good for: Existing Businesses

Each year since 2013, FedEx has offered $25,000 grants to businesses. The application is only open for a one-month period, so ready your applications for the next open date. You’ll need to capture your business’s story via video.

National Association for the Self-Employed (NASE) Growth Grants: Good for: Growing Businesses

NASE Growth Grants are offered to NASE members looking to take their business to the next level. NASE grants are worth up to $4,000 and can be used for all types of activities, like purchasing new equipment, hiring help, and creating promotional material.

The StreetShares Foundation Veteran Business Grant: Good for: Veterans

The StreetShares Grant is open to veterans, active-duty members, or the spouse of a military veteran or active duty member. Applicants can receive up to $5,000 and will be judged based on their business idea, their expected use of funds, product-market fit, team, and the influence the business will have on the veteran or military community.

Nav’s “Legitify Your Small Business” Grant: Good for: Existing Businesses

Each quarter, Nav offers a $10,000 small business grant to help them solve a business problem or take their business to the next level.

Caleb Brown Urban Entrepreneur’s Community Grant: Good for: Community Businesses

The Caleb Brown Venture Capital and Consulting Project hosts a $1,000 grant aimed at promoting and nurturing young urban entrepreneurs with vision who plan to rebuild local blocks, neighborhoods, and communities “by providing training and jobs to the next generation.” The grant is open to startups and young businesses in urban areas. This contest is run every month—submit your application by the 15th to enter.

Halstead Jewelry Grant Award: Good For: Jewelry Startups

Are you a jewelry artist? If so, submit your portfolio and business plan to Halstead for its annual jewelry grant award of $7,500. In addition to funds, Halstead aims to help jewelry artists develop their business, fine-tune their plan, and hit their goals.

9 Federal Small Business Grants

The Federal government, too, offers grants to support small businesses.

Small Business Innovation Research Program: Good For: Technology Companies

The SBIR grant program is for entrepreneurs focused on innovations in technology that have the potential for commercialization. You can check its funding opportunities here. Focus areas from the past include clean and safe water, homeland security, land revitalization, green construction, advancement of health care, and more.

Small Business Technology Transfer Program: Good For: Energy-Focused Businesses

The STTR program aims to expand funding for innovative research and development leveraging existing technology. What makes this program unique from the SBIR program is that small businesses get the opportunity to formally collaborate with research institutions throughout the program. Each agency sets its own guidelines — check here for open STTR grants.

Department of Defense Grants: Good For: R&D Companies

The DoD offers grants to small businesses through the STTR program and a number of other initiatives, like the Defense Enterprise Science Initiative. The Office of Naval Research, the Air Force Office, and the U.S. Army Research Institute are all looking for research and development of technology that will help them reach their goals.

Department of Energy Grants: Good For: Innovative Technology Companies

The DOE offers grants through the SBIR and STTR programs for innovative research and development leveraging technology developed by a university or a DOE National Lab. Check here for its current grant openings.

National Institute of Health (NIH) Grants: Good For: Biomedical Businesses

NIH is a federal agency within the Department of Health and Human Services (HHS). It offers business grants to small businesses developing and researching biomedical technology. It is currently funding opportunities related to COVID-19 research.

Department of Justice Grants: Good For: Public Safety Projects

The DOJ allocates grant funding to projects that support law enforcement, public safety activities, programs to improve the criminal justice system, and more. Here’s an overview of the agencies within the DOJ that provide grants.

Department of the Interior Grants: Good For: A Variety of Businesses

The DOI offers small business grants through several departments, including the U.S. Fish and Wildlife Services, Indian Affairs, National Park Service, and Native American Graves Protection and Repatriation Act. Find other DOI grant opportunities on Grants.gov.

USDA Rural Development Business Grants: Good For: Small Rural Businesses

The Department of Agriculture offers both loans and grants to support businesses in rural areas to create quality jobs. It funds community projects such as the development of housing, community facilities, and other services.

National Institute of Food and Agriculture (NIFA) Grants: Good For: Agriculture & Food Nonprofits

The NIFA is a federal agency within the USDA with a focus on leadership and funding programs. It offers grants throughout the year, which come with support and guidance. Be mindful that many of its grants are offered to nonprofits or larger businesses.

Small Business Grants Specifically for Women

While grants offered by private companies and grants for startups are available to a broader range of business owners, there are also grants specifically for women-owned businesses. You can find resources and information at women’s business centers, but here are two business grants for women to start with.

Eileen Fisher Grant Program: Good For: Businesses with Social or Environmental Impact

Eileen Fisher is a clothing shop for women whose founder has a personal passion for helping women entrepreneurs. All grants exceed $10,000 and are awarded to up to 10 applicants each year. Businesses must be in operation for a minimum of three years and meet other various requirements. 

The Amber Grant Program: Good For: Planning Stage Businesses

The Amber Grant is a $10,000 cash grant awarded to qualifying female entrepreneurs each month. At the end of the year, monthly grant recipients will have the opportunity to win an additional $25,000 grant.

How to Find a Grant for a Small Business

A quick Google search will pull up millions of results for business grants. So many possibilities are out there that it can seem impossible to narrow down the prospects. But there are a few resources that can not only help you find the right grants for your business, but even assist in the application process, and help you identify grant opportunities that can’t be missed.

Grants.gov

Free money from the government — who wouldn’t want a piece of that? Grants.gov is the federal government agency’s landing page for all federal government grants across agencies. It’s a great resource for finding grant opportunities, but small businesses may be disappointed to find that many of the grants are closed to them. 

The site includes grants for school systems, local governments, individuals, and nonprofits as well, so you have to sift through to find ones that are the right fit for you. Also, the federal grants available to small businesses have specific requirements when it comes to business size. (You can read more about how the federal government determines which businesses qualify as “small” businesses in this article.)

If it seems like receiving a business grant, specifically a government-funded one, is tricky, that’s because it can be. Here are some general guidelines and requirements that the federal government uses to determine business grant eligibility requirements:

  • Grants are not provided for starting a business.
  • Grant money is not made available for a business to pay off debt or to cover operating expenses.
  • State and local grants that are provided by the federal government may be awarded to organizations that assist with economic development.

GrantWatch

GrantWatch is another database of grants of every kind, though it’s a subscription-based service you will need to pay for. The site has a wide variety of grants offered by federal, state, and local governments, as well as foundations and corporations. The site is constantly being updated, and grants that have closed are archived. 

You can filter the more than 25,000 grants by category to narrow down the ones targeting small businesses like yours.

Small Business Development Centers

Once you’ve exhausted your searches for grants from federal agencies, the next stop on your list should be local and state business grants. You may be able to hit paydirt and find some of these on your own, but there’s a free, local resource that may help.

Small Business Development Centers are a business owner’s best friend. Local, regional, state, and national offices mentor small business owners and help them understand business financing options, craft marketing strategies, and connect to other local business owners (and much more — these guys do it all). 

One thing they can help with is navigating the grant process. Very few people have as much visibility as SBDC advisors do on the local business grant scene. It’s the one appointment you can’t afford not to make when searching for small business grants.

SCORE.org

SCORE is a nonprofit organization backed by the Small Business Administration that promotes free tools and mentorship for American small business owners. Like SBDCs, SCORE is a free resource for entrepreneurs looking for help or expertise and they have many local experts that you can connect with. A SCORE mentor may help you identify local grant opportunities, or review your pitch to help you make it as compelling as possible.

Your Local Librarian

Among the many, many things local libraries provide for free or at a low cost to business owners is help finding grants. Just ask your librarian. These men and women are trained researchers with access to hundreds of databases. 

Libraries often work in conjunction with local Chambers of Commerce or business organizations already and may be able to connect you with experts who know the local lay of the land and help you find business grants specific to your community.

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How to Apply for a Small Business Grant

Work smart AND hard. Instead of filling out an individual grant application, do what every job applicant does and create a “resume” for your business that outlines your answers to the common questions business grant-givers ask of their applicants. While grants are technically free money, that doesn’t mean they come without hard work on your part. 

Some applications will vary based on what’s required. For example, a local government grant will likely require an explanation of how your business’s growth and development will benefit local commerce directly, while a grant from a private company like FedEx may require a persuasive video.

Here are a few common assets you may need to provide when applying for a business grant:

  1. Time in business
  2. Number of employees
  3. Monthly or annual revenue
  4. How the funds will be used
  5. Your business’s “elevator pitch”
  6. Your Employer Identification Number (EIN)
  7. Your social media handles (LinkedIn, Facebook, Twitter, Instagram, etc.)
  8. A photo of you (and, if applicable, your partners or offices). Tip: A professional photo can go a long way, especially for companies looking to use your image on their site when announcing awards.
  9. A business plan. You should already have one, but if you don’t, talking to an SBDC adviser or your accountant can help you figure out the numbers, projections, and stats that reflect the current health of your business and where you can go down the road.

Business Grant vs. Business Loan: What’s the Difference?

While both help you get money for your business, grants and business loans for small businesses are different beasts. The main difference between a grant and a loan is whether or not they require repayment. Loans require you to repay the money you borrow; a grant does not. Grants can be awarded by government departments, trusts, or corporations and given to individuals, businesses, educational institutions, or non-profits.

Grants can be notoriously difficult to get, so if you apply for funding and are rejected, consider other financing, includeing business credit cards.

Here are other things to know about the differences between grants and loans.

  1. Grants Are Taxable Income. The IRS generally considers business grants as income for tax purposes. How your business is structured and how you report income to the IRS will determine what impact this will have on you come tax time, but generally, expect that a chunk of any grant money will go to Uncle Sam. You can head off this potential business grant downside by planning ahead and asking your accountant or tax professional to factor any grant money you’re awarded into your quarterly estimated payments (if applicable) or to help you estimate owed taxes and set aside those funds so you don’t have a larger-than-expected bill come tax time. Loans, however, are not considered income in the eyes of the IRS.
  2. You Pay Interest on Loans. Grants are free money for all intents and purposes. Even a low-interest loan, however, comes at a cost. Depending on the type of business financing, you could face APRs anywhere from 5% to 150%, depending on your personal and business credit scores, cash flow, years in business, collateral, and other factors. 
  3. Grants Won’t Help You Build Business Credit. It’s one of the things that frustrates borrowers of all sorts — it takes credit to build credit. Building a business credit history with the major commercial credit reporting bureaus (most notably, Experian and Dun & Bradstreet), requires a tradeline of some sort. While a business grant is nothing to sneeze at — it’s free money, after all — once it runs out, you still may need additional funding to grow and expand your business. And a business grant isn’t reported to any personal or business credit reporting agencies.
  4. Grants Are a Direct Competition. Loans Aren’t. There’s no guarantee you’ll win a business grant or get approved for a business loan. But loans aren’t an either/or scenario where you’re competing directly with another business for the same pot of money. If you can prove to a business lender that you’re credit-worthy and your business financials are sound, you’re likely to get approved for a business loan, whether or not another business in the community applies. Business grants, however, tend to have one or a handful of winners — supplies are limited. You have to not only be a great business, you need to be the best business per the grant parameters. That’s not an easy feat for many grants where application requirements are broad.
  5. Loans Can Come With Consequences. If you can’t make a payment or you default on your loan, you’re going to face consequences. What those consequences are depends on the loan type and what you put on the line to get approved, but can include repossessed equipment, a business lien or UCC filing, a damaged personal or business credit score, or bankruptcy. Generally with a business grant, if you use the money unwisely and spend it on something your business wants but maybe doesn’t need, your biggest risk is opportunity cost. (However, keep in mind that larger grants— and especially federal grants—  may have specific reporting requirements, and they may release funds only after certain milestones are met.) 

Are There Any Downsides to Business Grants?

A variety of factors make many business owners skeptical of the “free” money that business grants offer. While every grant has a different application period, rules, terms, and conditions, here are some potential downsides you should keep in mind when applying.

As mentioned above, business grant funds are taxable income for IRS purposes. The funds will still be free money for your business, but you will need to make sure you don’t spend the entire payout without planning for the added income in your tax bill.

Business grant applications take time. You’re already a time-crunched business owner wearing a million hats, do you really have time to apply for every business grant opportunity you come across? It’s a valid complaint about business grants. The likelihood of winning the grant can be small depending on the size of the contest, so you have to make your own cost/benefit analysis to figure out if your most precious asset — time — is worth it.

Small business grants may require campaigning. Many business grants require a social media component, where you campaign or share something publicly about your grant application. That’s not necessarily a negative if you have an active and vocal social media following, but campaigning does take additional time and some business owners may understandably not want to be as public about their search for money.

Any way you look at it, small business grants are a good thing. It’s worth your time and energy to explore which ones your business is eligible to apply for because money you don’t have to pay back is money that helps your business grow.

This article was originally written on November 19, 2019 and updated on January 18, 2021.

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ABOUT AUTHOR

Susan Guillory

Susan Guillory is a Senior Content Writer for Nav. She’s written books on business and travel, and blogs about small business on sites including Forbes and AllBusiness.

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126 responses to “Small Business Grants COVID-19 Relief: Where to Find Free Money in 2020

  1. I am a small business owner, I have 14 commercial retail spaces. With this Pandemic my commercial building have been closed. I have fallen behind on some payments with bank. Now they want to take the plazas from me. I have a lot of equity in the building’s. But bank refuses to work with me. I’m drawing and need help refinance using my equity. Please help!

  2. I appreciate the ability to read AND understand this entire article. Thank you for the down-to-earth tone and the honest advice on requirements and expectations. I am confident in my grant writing skills, but I know my business concept is going to put me in a position where I’m up against some major players. I want to be as educated and prepared as possible before I begin. Thank you for the resources!

  3. I would like to get a free grant so I can open up me a small engine & tractor repair. I work for someone else,love to have my own business and to accomplish something in life. I’ve been working on small engine for 21 yrs….

  4. We are a minority woman owned small beauty salon. Covid has kill our business. Even when they opened up again we were only able to take appointments. No walk-ins. Just being closed has left our customer base way down. Rent, utilities, etc still have to be paid. Would we qualify for a grant of some sort?

  5. Iam trying to start a second hand store in these hard times for people I need about 15 thousand dollars to start my business

    1. David – I’ll be honest it’s going to be a lot of work to find a grant to start a second hand store. You’re probably better off trying to look for financing. I’d recommend you start by watching our Youtube video on start up financing and I’d really encourage you to meet with SBDC or SCORE who can help you with starting your business. They offer free assistance.

  6. hi I own a Tanning salon … I also am a hairstylist I work out of Tanning salon I have no employees at the moment I cannot afford payroll .. hardly making bills late on all… I could use the money for bills and pay roll .
    thanks in advance

  7. Shawnbakers@yahoo.com
    I own a spa and I am a massage therapist – Covid has closed our doors for so many months and we are finding ourselves closed again – I am in jeopardy of losing this business I have had for 18 years – I still have all my bills and rent and zero income – I could use a grant to help me catch up –

  8. The comments was a great help to me. But I still need to apply for a grant to start up my own small business, and from the comments it will be really hard.

  9. We are a one man Farm Drainage company. Have not worked since covid-19 started. We are trying to live on social security and pay business bills and loans off. Am living virtually on nothing. Could use some cash flow immediately.

  10. Have you thought of starting a gofund me account asking for anyone who wants to help people get employment to donate to your company. who knows maybe you’ll get enough donations you would be able to help the bigger companys.

  11. I have a rental and kayak touring business that I recently started up last year but due the slowing of activities in contact with others the business has really took a quite a debt where my insurance runs me $650 a month and then my taxes are coming up my renew for my Hillsborough county taxes are coming up my license plates are coming up lots of bills are adding up I picked up a full-time job during the day to work to try to make ends meet unfortunately this is not meeting my kayaking business goes for the mango groves here for The preserve and Hillsborough county I was setting up to work with Tampa Bay clean up crew to become a siteman site captain there for cleanup on the Cockroach Bay road with severely needs it unfortunately trying to get this ready going again for the cleanup on the boat ramps and waterways for the Cockroach Bay and kayaking trails I had set up also for helping out with the handicap with the children and needs program for fishing tournaments with it is set up for the use of life jackets preserves and equipment for them to be able to go out to the fishing tournament but it’s benefit program unfortunately I am unable to proceed in this process because of financial problems

  12. I’m interested in a Small Business Grant because of Coviv19 business has lost work and employees cut back reason of slow work and shutting down. Has not been able to fully come back. Rent and other financial needs. Please consider assistance help me please, I am working free to open my business everyday ,

      1. Hi I’ve done home and property estate clean outs for the past 10 years. I offer my services free of charge and I am given all the property left after an estate sale ends my jobs is to remove everything left inside and out including garbage I then would earn my living by selling items by swap meet and posting adds on the internet I am overwhelmed with merchandise due to the pandemic which has halted my sales I need a building to sell my merchandise ranging from A to Z can I get help for this thrifty business I have called RM Property Services

        1. Roger, I would recommend a couple of things. The first is for you to connect with your local Small Business Development Center (SBDC) or SCORE. They offer free help to small business owners in their community. Find your local office at SBA.gov/tools. Second if you are looking to buy real estate you’ll either be looking for an owner selling their own property and willing to carry the note (let you make payments), a commercial real estate loan or perhaps an SBA 504 loan. If you set up a free Nav account you can discuss options with one of our credit & lending specialists.

  13. My painting business has drastically slowed due to covid, constantly am getting cancellations. I need help to advertise.

  14. Hi I need Grant for my business due to covid 19 pandemic my business capital very low, awaiting your kind consideration.

    1. I was curious of your opinion of attempting to write up a business plan and use Grant’s and means of approved for a drive in theatre set up post Corona. I have several u uque ideas that I wanna keep to myself ofcourse but this would be in a rural town and help create jobs and give teens parents and young children something to do as we have nothing here. Although we are on a major highway between 2 interstates in florida.

    2. I have a small shop in the town of electrical second hand,we buy and we sell,phones,computers,tvs,console gaming etc
      We repair and we have Internet service for printing as well.
      We are trading since 2019/08 and became LTD on April 2020.
      We are really struggling to keep the shop after covid19.
      We been trying bounce back loan but all banks is refusing new customers.
      We have a business account but is not a hight street bank.
      There is any other grant we could apply for??

  15. When you write “good for existing businesses” does that mean revenue or can it be a startup? I’m beyond the idea phase. I’m technically operational, just pre revenue. Would you recommend any of these to me or do I just head to SBA resources?

  16. My business is Agriculture. We have been hit hard by the virus In the spring when we opened for the season no one was getting out So our monthly income dropped drastically Our business had large orders for strawberries in the spring and apples in the fall both were canceled because so many working from home Now it is the fall and things have not gotten any better We normally have school groups come for fall field trips and since schools are still closed we will not have that income coming in either We do fall festivals for added income and they have all been canceled. I’m almost at the end of my money We need a grant not a loan Building payment are coming due and payments for our stocked items. So where can you direct me

  17. I’m interested in a Small Business Grant because of Coviv19 business has lost work and employees cut back reason of slow work and shutting down. Has not been able to fully come back. Rent and other financial needs. Please consider assistance.

  18. I don’t understand. I’ve had my Cleaning business since 2007. Sole proprietor. And I was denied for the PPP the EDIL and the bridge grant 2 other grants. I don’t understand why?? Or what to do. I’m really going under here and need any kind of help.

    1. I’m so sorry to hear that Carrie. You may want to reach out to your local Small Business Development Center and/or SCORE for assistance. They offer free counseling to help business owners and may know of local assistance programs. Find your local offices here.

    1. Hi I am interested in your grant, I am running a mini butcher, I need to buy iquipments and I have a land no structure, I am running it in my garage I will be very appreciated if I could get help for my butcher shop

  19. . I would like to see if l can get Government Grants in my home for Babies or one and two years old while there parents work or want to help give someone a job .l am trying to get some help to startup my business new born to 6moths old

    1. I need to warn you it’s hard to find grants for startup businesses. You can certainly try reaching out to your local SBA resource partners (visit SBA.gov/tools) to find out if there are programs like that.

  20. Could someone point me to grants that are available for a business that started on April 2020. All grants require to have been in business since February 15th 2020. Thank you

  21. I am a homebased travel agent looking for resources to continue providing services to my clients. The travel industry has been very slow due to COVID-19 so many are not traveling. I have been in the business for 10 years and need grant resources information to continue my business. I would definitely would be interested in receiving information so that I am able to continue motivating clients to travel and experience something new.

  22. Hi,
    How can I get money to open a Small Business Grants COVID-19 Relief
    Is there someone I can talk to over the phone ?

  23. Ive been promoting safe drug use/harm reduction for years by giving “kits” (for iv users) to people in the city i live in im looking for grant for funds to include face mask, hand sanitizer. Im trying to expand by going farther into the homeless encampment. Do you know of any grants

  24. All I want to do is by a truck, so I can support my mother and my ladyfriend and her daughter, and help others if possible. I’m been working all my life for others that, takes advantage of others, I’ve been working all my life, as a trucker that’s all I know I’m asking for help that’s all. Yours truly

  25. Good day pls, I need money to start small scale business, am a private school teacher, ever since the pandemic, no work and no one is ready to pay, pls am dying

  26. Hi I am a poor man, I used to work in an educational institution, now it is closed, and I have lost my job, now I want to run a battery powered auto risk business, but I have no one to backup, so I am asking you for help.

  27. I am a small business owner operator and I am in need of help keeping my business as an essential business running

  28. I am a home based travel agent. Thought my host agency provides a lot of marketing tools, I, as an individual travel agent, still need to market my business to be able to provide a “show and tell” to clients or potential clients. Travel is key when being a travel agent but I can’t afford too. Is there a grant that would allow me to use the monetary gift for traveling as an expense?

  29. Hello, Is there a grant to help me to help others by having an outreach in my state. I need funds for that, please advise. My husband and I want to help the homeless in our community and give food to people who need it right now. How can I get funds for that?

  30. I have heard many people received the small business grant that don’t have small businesses. They lied on the application. Why would you just give $10,000 to anyone who puts their name and a number of employees on an application? I know people personally who have done this that don’t even have a job. My husband works a meat plant that his coworkers have done this and woke up to $10,000 in their banks. Now small businesses that do need the grant to stay afloat can’t get anything because the funds are exhausted. Shame on you for not having to do a more in detail application and just giving any yahoo money!

  31. So I guess if I’m in a trucking business that repaired roads city streets and any type of road construction to help maintain our rush in traffic and keep everyone happy on the smooth roads and work a lot of night shifts just so traffic is not delayed and because of the pandemic I am going broke waiting for jobs to start there is no grants or loans to keep the road trucking business guy going??

  32. Hi! My husband, I and a few friends are trying to find a grant to start a business. There is a place already set up for what we want to do. Just need the help of getting the property getting the tools and some supplies to get started. I don’t know how to go about doing this but we all want to do this as soon as possible.

    1. Larissa – We provide these resource as a starting point but you’ll have to research specific grants yourself. Just to warn you – it’s hard to find grants to start a business. I suggest you get help from your local SCORE chapter or SBDC office. Use the SBA local assistance locator to find help in your area.

  33. Hello, I had questions about 2 ideas I had about grants. The first one was about getting a grant to open a community center for the youth. I was thinking pool tables, games, food, ect.. even counselors available if needed or after school care. I’m a social worker in a rural town and there’s no place for the youth to hang out or no place for activities. There’s not even a movie theatre here. One must travel 35 miles to another town.

    My second inquiry is about about opening a bakery/sandwich/snack shop. All homemade items and pick up. I would need a few kitchen items. I already have a building and am serv safe certified. What grants could I look into for this?

    1. Shaundra – We’ve listed these resources as places you may look to for grants but you’ll need to do the research yourself in terms of what may be available to you. Most grants don’t fund ideas however. Since you’re still in the inquiry phase I recommend you get from your local SCORE chapter or SBDC office. Use the SBA local assistance locator to find help in your area.

      1. I currently a female mobile Maintenance technician with a basic Auto tech certificate from the Texas workforce commission in 2007 and have had experience in a broad range of technical maintenance areas and administration. I decided to go independent and mobile after the covid 19 stimulus check and used it to buy basic hands tools. Since then I’ve built clientele in the area and have since spent over $2,000 on tools but I’m in need of the more expensive diagnostics equipment to do my job effectively. I’m working out of my new car right now but I’m setting up a service truck I already own to serve my operation better. Is there a grant I can get to aid in obtaining the more costly specialty equipment I need? The return profit will pay for the software and operating costs I need as well

  34. I’m starting a painting House business. And I need all the equipment. A air sprayer painting machine and a generator and a trailer to haul off my equipment loan to go spray houses

  35. I am just getting started in my business healthy buckets
    I specialize in soil and composting. I grow every thing in buckets and large containers. But I have not earn money from my busniness yet. I need money for hoop or tunnel house and land. But.i dont have a busniness license yet. Because I have not earn any business for my work. Can I still get a grant to help until I do?…thankyou!

  36. I’ve are Carlos and Arelis Vasquez owners of a small mom and pop dry cleaning service. We have cleaned many outfits for the unemployed going for interviews. We have a sign on our window which reads if you are unemployed and need an outfit cleaned for a interview we will clean it for FREE. We have been doing this for 19 years now with every few donations. Lately we have been contact by agencies. I cannot supply free cleaning for agencies because it’s too much but we agree on doing like 2 to 3 a month for some agencies. We do this to give back to the community. We would like to know if there are any interested donors who would like to help us continue this popular cause. Our story is on YouTube under Carlos and Arelis Vasquez.

  37. I want to buy machines woodwork and Blinds that’s why I’m looking grants I have four people now working under me please help thank you in advance

    1. I’m a poultry farmer where by I produced the eggs for human consumption and I need the grants for the expansion of my poultry farm, so that I will be able to produced in a very large quantity and employ more labour…..

  38. I actually started my business in support of victims of domestic violence and abuse called Bold Expression LLC. It’s a womens fashion accessories store that promotes finding your self worth and then owning that by providing the tools needed to be free to create boundaries, be who you are, and expressing that in your style with respect for your self and those around you. I provide affordable tip tier quality make up, jewelry, makeup, and all things that accessorize personality. My hope is to use the funds from sales to fund my own shelter and program creating support for those who understand that there is nothing normal about domestic violence and want to break the cycle for themselves ending the cycle for their children by retraining our brains to shift the thought process

  39. Hello im michael and I have actually already started doing home remodeling work but I would like to know if there is a grant that would help me get my business going better so im not having to struggle between start and finish of each job

    thank=

    1. Michael,

      Each business grant has different requirements but I think it will be challenging to find one for the situation you are describing. I think you’d be better off looking for financing sources to help improve cash flow. Vendor accounts are one, and business credit cards are another you may want to consider. Feel free to reach out to Nav’s Credit & Lending Team at 844-636-2445 to go over your options.

      1. My Lisa Pugh just getting started with my business starting my sports camp for inner city girls age 9yrs to 16yrs my Grant’s are needed to help on sports equipment that is highly needed in our community were our youths need structure and guidance with being active and learning discipline.

    2. Mike,
      talk to your local banks about lines of credit. also, see if your area has a local SCORE.org chapter, or a SBDC (small business development center), or your local chamber of commerce. all these provide free business help/guidance. Lastly, make sure you know how to properly bid/quote jobs as you don’t want to be too low where you lose money should a job take longer or involve more than you thought it would.

    3. Have you filed a schedule C for 2019? If you have then you should look at the SBA EDIL loan. It’s not a grant but having the same type of company for 23 years now I wish I could have got the loan they are offering now when I first started. It honestly would have put me in a much better position than I’m in. I’m not complaining about where I am just saying it took a decade of struggles between jobs to get to where I can comfortably wait for a check rather than chasing my checks constantly and any bounced check would have ruined my entire company. Luckily I have great customers I get lots of scam calls and checks in mail about 1 per month and one of those would have ruined me in the beginning so don’t hurry to advertise on internet. I am a by Referal only company and it’s saved me from scammers many times just the bad deposit fees alone the one time I accidentally deposited a scammers check was horrible.
      Anyway the SBA loan was easy very helpful and amazing re-payment terms for a construction company good luck and you needed to not listen to 75% of articles on the internet about the horrible EDIL loans and the difficult requirements. If you’re legit you won’t have any problems with the SBA loan terms and the things every website says about the loans is information on old SBA loans not the current SBA disbursed money.

  40. I’m looking to open up a Nurse Health Coach business. I would need s grant to assist in the startup and travel to different locations for presentations.

  41. i love the article and legwork you did. After many years of many grants and of doing everything perfectly right and answering every grant question to a tee with a small amount of innovation statements, i only secured 2. I still find there a a select few who always get the grant. its like a secret society of known universities, professor names, agencies, and what seems like a secret lingo. Many if us newbies don’t even bother anymore and this is coming from someone who was often designated as the PI.

  42. I have managed to buy a small piece of land I am hoping to turn into a haven for bees and butterflies making welsh honey. I need help with financing for plants etc beehives and cultivation of the land . are there any grants for this kind of business please

  43. I want to start a Hot Shot Services transporting equipment ,,my company will be named G/R Hot Shot Services transporting, I need a grant are there any grant available for this busines

    1. Sidney,

      It’s impossible for us to say what grants may be available for your specific business, but hopefully the resources we outlined in this article will give you a starting point for your research. I also recommend you take full advantage of the resources available through SCORE and SBDCs. Use the SBA local assistance locator to find free help in your area.

  44. I would love to open up a good ole bingo parlor up n between chesnee n n.c. line. And i think it would be good for all ages. Just have a good time playing enjoy their selfs. I need to find the best way to find a grant that would help me get ready n open up with a grand opening also to get my equipment supplies to operate it. Any information would be helpful

  45. Do you want for any free grants for a small business because I want some help to open up a small business truck I we need about $50k or $70k

  46. Would you, by chance, happen to know of any grants that would apply to a small trailer parts and service store? There are no facilities in my area that cater to specifically to small trailers. I already have my EIN, however I don’t have the facilities or the money for inventory. I am looking for around $5000 to start. I used to work for a trailer sales and service as a parts associate, and before that a small trailer mechanic, however 99% of their business was catered to tractor trailers. I couldn’t tell you how many people I had to turn away because they needed parts immediately and couldn’t wait for parts to be special ordered. This also creates a financial burden on small farmers in the area as they would also have to pay for shipping on special ordered parts as well as prepay for ordered parts that most any trailer parts supplier should have on the shelf. I would also cater to marine and RV trailers as well since I’m not that far from the coast, surrounded by lakes, and not far from a major interstate highway. I would also like to start an outreach program in trailer maintenance and basic mechanics for 4H and FFA as knowledge, however limited, in this area are important to our future farmers and ranchers.

    1. I have a couple of suggestions for you. First, I’d suggest you meet with your local SBDC and/or SCORE chapter to get free help getting your business off the ground. Use the SBA local assistance locator to find help in your area.

      Secondly, a grant may not be the only way to go. You may be able to get a microloan to purchase what you need to get started, for example, or even utilize a small business credit card. Get a free Nav account here to help you understand financing options.

  47. Do you happen to know if any of the Grants would apply to a Woman owned Residential Review Appraisal Company? I need approximately $5,000-6,000 to obtain certifications in the additional states I am not currently certified in. Right now I am the only employee, but I do plan to

    1. Andrea,

      The truth is you won’t know without reading the guidelines and applying to the ones that seem right for you. Three suggestions:

      1. Get help from your local SCORE chapter or SBDC office. Use the SBA local assistance locator to find help in your area. They may be tied into local funding sources.

      2. Read our article on how to get business grants:
      How to Win a Business Grant

      3. Consider financing sources like small business credit cards or microloans if a grant isn’t an option. Our free SCORE eguide can help:
      Where’s the Money? The Top Ten Sources for Financing and How to Qualify. Once you’ve reviewed that, set up a free Nav account to review your MatchFactor recommendations.

      We wish you the best!

  48. I want to start a build net house and grow anthurium plant for sale as a business . but I havent credit for start it. I need 5000$ for start.

  49. Hi my partner and I are wanting to open a country cooking restaurant. We live in myrtle beach and there is alot of seafood places everyone is looking for southern food. I already own two successful businesses and just need 30,000 to start this business. We already have the clients who will follow us. He is already a cook and people love his cooking and will follow when he and I open. We have already LLC the business and already signed the contract and zoning and business license are complete..Let me know what we are able to be able to get

    1. Karen,

      Nav’s Credit & Lending team is always happy to talk with you about your lending options, no pressure. We work with over 100 lending options. You can reach them through the Marketplace tab in your Nav account.

  50. I need some money to go into vegetable production. This will help me generate some income for me and also help solve problems of malnutrition in my community.

    1. Hi Natalie! We aren’t aware of any grants specifically for snow cone stands, but there are many general-purpose grants you would qualify for. Our advice is to visit a local Small Business Development Center or SCORE office for help on local grant opportunities as well.

      1. Hi Ben. I as well, am interested in opening and running a food truck. I haven’t been certified for food handlers or any kind of certificates as of yet, but plan on doing so soon. I have been cooking and selling food from home for several years now, (no vendors license) and have several followers interested in my food when i get things up and running. Literally begging me to hurry up I have zero credit, no bank account anymore cause of non activity, and i wanted to know what you suggest i do first. Ok first i should get a bank account haha, but Im also trying to get a grant to buy my own truck, fully furnished with all the necessary equipment, which at the low end will be about 15 grand and upwards of 35. I guess what im saying is who, what, where, when, why, and how should i go about my Small business startup?? Thanks bud

  51. Is there any grants for apparel lines? I have a passion for health and fitness. I want to share that through my fitness line, any information I would appreciate. thank you.

    1. Hi Nduna! We aren’t aware of any grants specifically for apparel lines, but there are many general-purpose grants you would qualify for. Our advice is to visit a local Small Business Development Center or SCORE office for help on local grant opportunities as well.

      1. Hi I have a traveling mobile bus photography studio,and having a hard time finding grants.i work alone and have been closed since covid 19 shout my state down,I work really hard to stop my business, I’m 57 and it’s harder now to start over

  52. Good info. Lately I been getting scammers trying to say they are with certain companies trying to get me to invest money into getting a grant.
    So its good to know where and who the real grant funders are.