Category: Business Financing

Ecommerce businesses are booming. And although they don’t have the high upfront costs of a bricks and mortar business, expenses like web hosting, advertising, and other costs can add up. A business credit card can be an excellent way to finance those costs, improve cash flow and earn significant rewards. Here we’ll share some of the best ecommerce business credit cards along with strategies for making the most of the cards you use in your business.  How a credit card… Read More

Small Business Administration (SBA) loans are among the most popular and reliable ways for small business owners to secure funding. As with any financial product, however, loan rates change. What are the rates for business owners looking to get SBA loan financing? It depends on the specific SBA loan program you're applying for. In many cases, lenders may set their own rates as long as they don't exceed the maximum rates allowed by the SBA. Current SBA Loan Interest Rates… Read More

If you are self-employed as an independent contractor, freelancer or someone who receives 1099 income, you may not realize you can qualify for a small business credit card. Getting a business credit card can improve cash flow, build business credit and offer lucrative rewards. Here are some terrific credit cards for those who are self-employed. Pros and Cons of Business Credit Cards for Self-Employed Pros: Expense tracking Superior fraud protection Rewards  Build business credit Often available to startups Cons: Personal… Read More

Small business owners have many expenses, and maybe the most consistent one is payroll. The people who work for you, whether they’re full-time, part-time, or contract, expect to be paid on time. But what happens when your own clients haven’t paid you or you have a slow month? You’re still responsible for paying those employees on time...or you risk them leaving. A small business payroll loan can bridge the gap between payday and you getting income. What is a Payroll… Read More

If you’re like most entrepreneurs, you’ve been too busy this past year dealing with a crazy economy to worry about whether you’re using the right business credit card. As long as you were able to keep paying your cards on time, you did just fine. With business ramping up again, though, many card issuers are eager for new customers and are trying to reach them with appealing welcome offers.  So whether you’re looking to save money with a 0% APR… Read More