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Bank loans

Banks are the largest business lending institutions and probably the first place you think of when getting a small business loan. While bank term loans are some of the lowest-cost types of financing available, it can sometimes be difficult to qualify: many require high credit scores and longer time in business than alternative lenders do. But if you are able to qualify for a traditional bank loan, it can be an affordable way to maintain cash flow or get funds to expand your business.
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