Business Credit Cards

OnDeck is America’s largest online small business lender offering business term loans up to $250,000 and business lines of credit up to $100,000 to qualifying small businesses. Their approval process considers the overall health of a business rather than personal credit alone. OnDeck’s quick application requires little to no paperwork. Decisions can be given in minutes, and funding is delivered in as fast as 24 hours

Credibly leverages data science, technology, and an energetic focus on the customer experience to provide loan products that are tailored to your business’s short-term needs and long-term goals. With the ability to provide up to $250,000 in capital in as little as 24 hours, their fast, flexible capital solutions are ideal for both growth initiatives and supporting working capital. Soft credit pulls only - No collateral required.

American Express® Business Line of Credit offers access to a commercial line of credit ranging from $2,000 to $250,000; however, you may be eligible for a larger line of credit based on Nav's evaluation of your business. It is a multi-draw line of credit; each draw on the line is a separate 6-,12-, or 18- month installment loan depending on your eligibility.

SmartBiz combines the benefits of a traditional SBA loan with shorter application process (typically 60-90 days). Since SBA loans are government-subsidized, their rates are among the most favorable for lenders. SmartBiz's application is fully online and automated and, if approved, you get your loan in less than one month from start to finish. Their list of requirements are long, but their online application takes out a lot of the pain typically associated with SBA loans. Pay attention to the requirements list on the right to make sure you qualify before you try applying. The requirements are strict so you can save yourself a lot of trouble by making sure you qualify before starting down this road.

Kapitus offers intermediate-term loans up to $1,000,000 in as little as 24 hours. The process is quick and easy with limited documentation and offers the best prepayment discounts in the industry. This funding is ideal for payroll, expansion, equipment, or any other use you may need for financing your business over a term of 2-6 years.

Funding Circle provides a term loan at low rates with a fast and simple process, so you can get back to running your business. Funding Circle is a leader in transparency - no charge to apply, no hidden fees, and no prepayment penalties. Their terms range from 1 to 7 years and are paid down monthly, not daily or weekly. Rates start as low as 4.99%. Funding Circle helps merchants build business credit. They report back to both Experian & D&B and open trade lines on good payment history. Funding Circle works with All Entities Types, including Sole Proprietors. They can also help Sole Props start their business credit profile by opening up their first business credit trade line.

OnDeck is America’s largest online small business lender offering business term loans up to $250,000 and business lines of credit up to $100,000 to qualifying small businesses. The process is fast and easy and looks at the overall health of a business rather than personal credit alone. Their application requires only 3 months of business bank statements. Decisions can be made in minutes, and funding is delivered in as fast as 24 hours

Kapitus offers short term loans up to $1,000,000 in as little as 24 hours. The process is quick and easy with limited documentation and offers the best prepayment discounts in the industry. This funding is ideal for inventory, immediate cash flow, bridge financing or any other use you may need for financing your business over a term of 6 – 18 months.

Nominated as the “Fastest Merchant Cash Advance” by Fit Small Business, Credibly combines big data and a strong focus on the customer experience to provide up to $400,000 in capital in return for a portion of your future receivables. Because these payments are tied to future sales, you’ll never pay more than you can afford. Their fast funding and flexible repayments are ideal for working capital solutions and are favorable for businesses who experience seasonality. Soft credit pulls only - No collateral required.

Headway Capital's True Line of Credit allows you to draw up to your available limit and borrow more as you repay with the click of a button. Choose between monthly or weekly payment options over the course of 12, 18, or 24 months. Once approved, you can access funds within one business day and access additional draws 24/7 without additional paperwork or approval. Repay at any time without incurring additional fees.

Rapid Finance is one of the largest merchant cash advance providers. Like all MCA providers, instead of charging an interest rate, you sell a portion of your future card sales in exchange of an upfront lump sum. Your total payment will be capped, typically 125% - 150% of the borrowed amount, which is expected to be paid back within a year. Unlike other MCA providers, Rapid Finance doesn't charge a monthly minimum. The payment would be solely based on your monthly card sales. They also don't require your business asset as collateral, which other MCA providers typically request.

The Fundbox Line of Credit offers transparent pricing with no origination or application fees, with one weekly fee that's based on the amount you draw. Fundbox has provided access to capital to over 500,000 businesses.