Business Credit Cards

Browse these business credit cards, some of which are from our partners, to find better bonuses and rewards. If you’d like to get matched to the best offers based on your business credit information, sign up for free now and we can show you which business credit cards you qualify for and let you apply immediately.

New – Schedule a call with a credit & lending specialist

(Advertiser & Editorial Disclosure)

SimplyCash® Plus Business Credit Card from American Express
American Express is a Nav Partner
Terms, Rates & Fees

SimplyCash® Plus Business Credit Card from American Express

Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.49% - 21.49%. No annual fee. Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business. Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores. Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases. With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Terms apply.
The Blue Business℠ Plus Credit Card from American Express
American Express is a Nav Partner
Terms, Rates & Fees

The Blue Business℠ Plus Credit Card from American Express

Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 15.49%, 18.49% or 21.49%, based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply.
Discover it® Business Card
Discover is a Nav Partner
Terms, Rates & Fees

Discover it® Business Card

  • INTRO OFFER: You could turn $350 into $700 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.
  • Earn 1.5% cash back on every dollar spent on all purchases.
  • No annual fee.
  • Redeem your cash back for any amount, any time. Your rewards never expire
  • 100% U.S. based customer service. Talk to a real person at any time, day or night. And we won't waste your time trying to sell you other products when you call.
  • Track business expenses. Download transactions easily into Quicken, QuickBooks, and Excel.
  • Fraud protection. You're never responsible for unauthorized purchases on your Discover card account.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.

Ink Business Cash℠ Credit Card

Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening. Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn. 0% introductory APR for 12 months on purchases. Employee cards at no additional cost. No Annual Fee.

Ink Business Unlimited℠ Credit Card

Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening. Earn unlimited 1.5% cash back on every purchase made for your business. 0% introductory APR for 12 months on purchases. Employee cards at no additional cost. No Annual Fee.
Lowe’s Business Rewards Card from American Express
American Express is a Nav Partner
Terms, Rates & Fees

Lowe’s Business Rewards Card from American Express

Earn 5,000 Lowe’s Business Rewards points after you spend $100 in purchases on the Card within your first 30 days of Card Membership. 3X points at US restaurants, US office supply stores and on wireless telephone services purchased directly from U.S. service providers, 2X points at Lowe's, 1X points on other purchases. Get points you can redeem for gift cards to use toward business expenses. Plus, get 5% Off from Lowe’s on eligible Lowe’s Purchases. Plus, enjoy a 0% introductory APR for 6 months on purchases. After that, your APR will be 17.99% - 26.99% based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply.
The Business Platinum® Card from American Express
American Express is a Nav Partner
Terms, Rates & Fees

The Business Platinum® Card from American Express

Welcome Offer: Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year. Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply. Get one year of Platinum Global Access from WeWork. With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019. Terms Apply.
American Express® Business Gold Card
American Express is a Nav Partner
Terms, Rates & Fees

American Express® Business Gold Card

Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**. **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.* AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* EXCLUSIVE OFFERS: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,200.* PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.* EXPENSE MANAGEMENT TOOLS: Connect to Quickbooks, access SpendManagerSM, receive a Year-End Summary, and more.* *Terms Apply.

Capital One® Spark® Miles Select for Business

Earn 1.5 miles per $1 on every purchase. Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening. Miles won't expire for the life of the account, and there are no categories to limit where or what you buy. Save on interest with 0% intro APR on purchases for 9 months; 15.24% - 23.24% variable APR after that. Pay no annual fee or foreign transaction fees. Get online Quarterly and Year-End Summaries. There's no limit to the amount of miles you can earn. Fly on any airline, anytime, with no blackout dates or seat restrictions.

Capital One® Spark® Cash Select for Business

Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business. Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening. Save on interest with 0% intro APR on purchases for 9 months; 15.24% - 23.24% variable APR after that. No annual fee. Use Spark Cash Select across all your business spend, with no categories to limit your purchasing. Rewards won't expire for the life of the account, and you can redeem your cash back for any amount. Get employee cards at no additional cost, and earn rewards from their business spend.

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire. Earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter) and 1% cash back on all other purchases. 0% Introductory APR on purchases for your first 9 billing cycles. Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account. Get a 75% rewards bonus on every purchase when you’re a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire. Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases. Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®. No annual fee and no international transaction fees. 0% Introductory APR on purchases for your first 9 billing cycles. Redeem points for travel with no blackout dates, cash back or gift cards. Get a 75% rewards bonus on the base earn of every purchase you make when you’re a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.

Costco Anywhere Visa® Business Card by Citi

  • Exclusively for Costco Members: Go Big with Cash Back Rewards. Receive a reward coupon annually which is redeemable for cash or merchandise at US Costco warehouses
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership*

U.S. Bank Business Leverage™ Visa Signature® Card

Earn up to 100,000 bonus points in the first 365 days of account opening with an additional point on all eligible net purchases. 2X in your top 2 categories - Earn two points per dollar spent on eligible net purchases made in the top two categories where you spend the most each month - automatically. 1X – Earn one point per dollar spent on all other eligible net purchases. No caps or limits – On the total points you can earn. Earn even more rewards – When you link you card to your U.S. Bank payment processing account. Only U.S. Bank rewards you for both taking payments and making purchases. Go to usbrelationshiprewards.com for more details. Free employee cards.
Business Green Rewards Card from American Express
American Express is a Nav Partner
Terms, Rates & Fees

Business Green Rewards Card from American Express

Earn 5,000 Membership Rewards® points after your first purchase on the Card. Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website. Earn one Membership Rewards® point for each dollar you spend on eligible purchases. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment. $0 introductory annual fee for the first year, then $95. Terms & Limitations Apply.

Ink Business Preferred℠ Credit Card

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®. Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn. Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open. No foreign transaction fees. Employee cards at no additional cost. $95 Annual Fee.

Bank of America® Platinum Visa® Business credit card

Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening. Save on interest with a competitive purchase APR. No annual fee. 0% Introductory APR on purchases for your first 7 billing cycles. Employee cards at no additional cost to you and with credit limits you set.

Capital One® Spark® Cash for Business

Earn unlimited 2% cash back for your business on every purchase, everywhere. Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening. $0 annual fee for the first year; $95 after that. $0 Fraud Liability if your card is lost or stolen. Free employee cards, which also earn unlimited 2% cash back on all purchases. Rewards won't expire for the life of the account, and you can redeem your cash back for any amount.
Marriott Bonvoy Business™ American Express® Card
American Express is a Nav Partner
Terms, Rates & Fees

Marriott Bonvoy Business™ American Express® Card

Limited Time Offer: Earn 100,000 bonus Marriott Bonvoy points after you use your new Card to make $5,000 in purchases within the first 3 months. Offer ends 04/24/2019. 6x points at participating Marriott Bonvoy hotels. 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases. Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees. Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year. Terms apply.

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

  • Designed for businesses
  • For a limited time: Earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases in first 4 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line*
  • 25% savings on American Airlines inflight Wi-Fi when you use your card*
  • Enjoy preferred boarding on American Airlines flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
  • Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations*
  • Earn 1 AAdvantage® mile per $1 spent on other purchases*
  • No Foreign Transaction Fees*

Southwest Rapid Rewards® Premier Business Credit Card

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open. 6,000 bonus points after your Cardmember anniversary. 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases. Earn points on employee spending. Employee cards at no additional cost. No blackout dates when you redeem points, no seat restrictions, bags fly free®, and no change fees. No foreign transaction fees.

U.S. Bank Business Select Rewards

Earn 20,000 bonus points after you spend $1000 in net purchases during the first 90 days after opening your account. Earn 3 points per dollar on net purchases in one category of your choice: Day-to-Day Expenses, Automobile or Travel & Entertainment. Earn 1 point per dollar on other net purchases. No cap on total points you can earn. No annual fee*. Net purchases are purchases minus credits and returns.

U.S. Bank Business Cash Rewards World Elite™ MasterCard®

Earn a new cardmember bonus of $200 after you spend $1000 in eligible net purchases on your card within the first 90 days of account opening. 0% intro APR* on purchases and balance transfers for the first 9 billing cycles. 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases. 1% cash back on other eligible net purchases. No cap on total rewards and they never expire! Plus, a 25% Annual Cash Rewards bonus, up to $250. No annual fee*. Net purchases are purchases minus credits and returns.
Gold Delta SkyMiles® Business Credit Card from American Express
American Express is a Nav Partner
Terms, Rates & Fees

Gold Delta SkyMiles® Business Credit Card from American Express

Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months. Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding. Pay no foreign transaction fees when you spend overseas. $0 introductory annual fee for the first year, then $95. Terms and limitations apply.
Delta Reserve for Business Credit Card
American Express is a Nav Partner
Terms, Rates & Fees

Delta Reserve for Business Credit Card

Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases with your new Card in your first 3 months. Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year. Earn 2 miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding. Pay no foreign transaction fees when you spend overseas. Enter Delta Sky Club® at no cost and bring up to two guests for an exclusive rate of $29 per person per visit. Terms and limitations apply.
The Plum Card® from American Express
American Express is a Nav Partner
Terms, Rates & Fees

The Plum Card® from American Express

Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back. Take up to 60 days to pay with no interest, if you pay your minimum due. Use the power of the Plum Card to buy big for your business. Unlock new opportunities with a spending limit that can grow with your business. Additional Employee Cards at no annual fee – and an early pay discount on employee spending. No Foreign Transaction Fees. Introductory annual fee of $0 for the first year, then $250. Terms & Restrictions Apply.

Capital One® Spark® Classic for Business

Enjoy no annual fee. Earn 1% cash back on every purchase. Build business credit with responsible use. Fraud coverage if your card is ever lost or stolen. No foreign transaction fees. Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service.

GM BuyPower Business Card™ from Capital One®

3% Earnings on purchases at gas stations, restaurants, and office supply stores; 1% Earnings on all other purchases; plus 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers- all of which can be exclusively redeemed toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle. No annual fee, no limit to how much you can earn and redeem, and your Earnings don't expire on an open Account; plus, a 0% Intro APR on purchases for the first 12 months and a variable APR of 19.24% after that.
Platinum Delta SkyMiles® Business Credit Card from American Express
American Express is a Nav Partner
Terms, Rates & Fees

Platinum Delta SkyMiles® Business Credit Card from American Express

Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Check your first bag for free and save up to $50 on a round trip Delta flight. Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding. Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card. Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don’t expire. Terms and limitations apply.
The Hilton Honors American Express Business Card
American Express is a Nav Partner
Terms, Rates & Fees

The Hilton Honors American Express Business Card

Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases in the first 3 months of Card Membership. Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply. Enjoy complimentary Gold status with your Hilton Honors Business Card. Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year. Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year. Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries. Terms apply.

U.S. Bank Business Platinum

0% Intro APR* on purchases and balance transfers for the first 20 billing cycles. After that variable APR currently 12.24% - 20.24%*. No annual fee*. Free employee cards. Zero fraud liability* protects you against unauthorized transactions.

Kabbage Card for Business

The convenience of a card with the benefits of up to $250,000 in a line of credit. The Kabbage Card is ready whenever you need to pay a bill, secure great inventory pricing, cover an unexpected expense or take advantage of a timely opportunity. Through Kabbage’s safe and secure online application, businesses link their latest banking information and consent to a credit check to be approved in as little as minutes. Using the Kabbage Card won’t impact your personal credit. No annual fee. Terms and Conditions Apply.