OFFICIAL CONTEST RULES FOR 1-YEAR NAV BUSINESS LOAN BUILDER MEMBERSHIP GIVEAWAY

Section 1. Agreement (“Agreement”)

I (hereinafter referred to as “I,” “Me,” “Customer,” or “My”) acknowledge that by submitting content to Nav Technologies, Inc. (“Nav”), I accept and agree to the terms and conditions of Nav’s Business Loan Builder 1-Year Giveaway (“Program”) as set out in this Agreement, on My behalf and the entity on behalf of which I am acting in an official capacity, if any. I further acknowledge that My submission does not automatically render Me eligible for the Program, and that My eligibility to participate in the Program will be determined solely by Nav as provided in this Agreement. I acknowledge that once deemed eligible for the Program, this Agreement governs My participation in the Program. I acknowledge that those persons (including Me), who are declared eligible will be referred to throughout this Agreement as “Participant”.

Please print out a copy of this agreement for your records.

Section 2. Program.

I acknowledge that I am a business owner and not currently have a Paid Nav account. In the event that I am no longer a Customer, Nav has the right to terminate My participation in the Program. I acknowledge that I have been advised to read and review this Agreement and to print a copy for my records. To submit an entry, you must follow the instructions exactly as described on entry Instagram or Facebook post.

By My submission, I acknowledge that all content submitted to Nav under this Program may be used by Nav in accordance with Nav’s general Terms and Conditions, incorporated by reference herein and acknowledged through My Nav account. I further acknowledge and agree that all content provided to Nav pursuant to the Program is considered property of Nav and I hereby grant to Nav an irrevocable license in any such content included in My submission, including but not limited to any, copyright, trademark, service mark, patent and trade secret rights. Notwithstanding the foregoing, nothing in this Agreement shall obligate Nav to publish or otherwise use any content provided by Me. I further acknowledge that the Program is in no way sponsored, endorsed or administered by, or associated with, Instagram or Facebook, and I release Instagram and Facebook from any claim or liability related to my participation in the Program.

Section 3. Restrictions.

(a) Participants must be 18 years of age or older and have a U.S.-based billing address.

(b) Must be a business owner and currently not have a Paid Nav account.

(c) Participant acknowledges and agrees that their Nav information and data may be used in accordance with Nav’s general Terms & Conditions.

Section 4. Term of Program.

Giveaway will close at 11:59 pm July 18, 2020. Winner will be selected by random and announced the following Monday via Direct Message. Prize will be delivered electronically to winner. No cash value.

Nav reserves the right to (a) modify the application period for the Program; (b) alter or modify the Program or this Agreement; and, (c) suspend or terminate the Program or this Agreement, or terminate a Participant’s participation in the Program, all at any time for any reason through a notice posted by Nav on Nav.com, or Nav social media pages, or as otherwise provided by Nav. In the event a Participant is later determined not to be eligible for the Program after being notified that Participant was eligible, Participant’s participation in the Program will be terminated.

Section 5. Controlling Law and Severability.

This Agreement shall be governed by and construed in accordance with the laws of the U.S. and the State of Utah, without reference to its conflicts of law provisions. If for any reason a court of competent jurisdiction finds any provision of this Agreement, or a portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the parties and the remainder of this Agreement shall remain in full force and effect.

Section 6. Complete Agreement.

This Agreement constitutes the entire agreement with respect to the Program and supersedes any prior or contemporaneous understandings, representations, statements or agreements, written or oral. No amendment to, modification of, or waiver of any provision of, this Agreement will be binding on Nav without written consent which must be identified as an amendment, modification or waiver.