Secured Self Visa ® Credit Card: The new way to build credit
Self offers an opportunity to build credit while building savings. Start with a Credit Builder Account that reports to all 3 credit bureaus. Each on-time monthly payment builds credit history and savings. Choose the plan that works for you. ***Card eligibility: The secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change. Then, you’ll be eligible for the Self Visa Credit Card, without a hard credit check. Your savings progress from your Credit Builder Account acts as your security deposit for your secured Credit Card. These are consumer loan products. *Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to credit approval. **The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC. See Self.inc for details. ***Card eligibility: The secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.
Effort to Apply
DifficultEasy
6/10
Bottom Line
Great option for those looking to build a consumer credit foundation without a hard credit check.
When you click ‘Start Building Credit,' we'll securely pass over your info, making sign up with Self’s Credit Builder Account* a breeze. Only answer a few additional questions on their end and you're good to go. Upon meeting the eligibility requirements***, a user could obtain the secured Self Visa® Credit Card**. See details tab for disclosures.
Pros
No hard pull on your credit
Cons
Minimum monthly payments required
Purchase APR
29.24% variable rates
Annual Fee
$25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc/pricing
Foreign Transaction Fee
N/A
Reviews
Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.
