Advertiser & Editorial Disclosure

Self Visa ® Credit Card: The new way to build credit

Self offers an opportunity to build credit while building savings. Start with a Credit Builder Account that reports to all 3 credit bureaus. Each on-time monthly payment builds credit history and savings. Choose the plan that works for you. Make at least 3 monthly payments on time, have $100 or more in savings progress in your Credit Builder Account, and be in good standing. Then, you’ll be eligible for the Self Visa Credit Card, without a hard credit check. Your savings progress from your Credit Builder Account acts as your security deposit for your secured Credit Card. These are consumer loan products. Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. Self Visa® Credit Card issued by Lead Bank or SouthState Bank, N.A., each Member FDIC. See self.inc for details. Card eligibility: Active Credit Builder Account in good standing, 3 on time payments, $100 or more in savings progress. Criteria subject to change.

Nav's Verdict

Cost
68% Complete
HighLow
Effort to Apply
22% Complete
DifficultEasy
Card Perks
35% Complete
PoorGood
Features
25% Complete
PoorGood

6/10

Bottom Line

Great option for business owners looking to better establish and/or upgrade their credit foundation without a hard credit check. Bonus: When you click ‘Apply now,’ we’ll securely pass over your info, making sign up with Self a breeze. Only answer a few additional questions on their end and you’re good to go.

Pros

No hard pull on your credit

Cons

Minimum monthly payments required

Rates and Fees
Intro APR
N/A
Purchase APR
28.49% variable rates
Annual Fee
$25
Welcome Offer
N/A
Rewards Rate
N/A
Foreign Transaction Fee
N/A

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.