Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership. Get 3x points - Choose 1 out of 5 categories. Plus, 2X points on the 4 remaining categories and 1X points on other purchases. 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter. Track, organize, and stay on top of your business expenses with powerful expense-tracking tools. No foreign transaction fees. $0 introductory annual fee for the first year, then $175. Terms and limitations apply.