Personal Credit Cards

Advertiser & Editorial Disclosure

Use our filter to find personal credit cards for you from our partners.

(Advertiser Disclosure)

Whenever possible, Nav recommends that business owners use business credit cards to fund their company’s operations. Separating your personal and business finances can be important for tax reasons and to protect your personal assets.

Chase Freedom®

Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Unlimited 1% cash back on all other purchases â€" it's automatic. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5. No annual fee. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. Free credit score, updated weekly with Credit Journey℠.

Capital One® Quicksilver® Cash Rewards Credit Card

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Earn unlimited 1.5% cash back on every purchase, every day. No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn. 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that. 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months. Pay no annual fee or foreign transaction fees.
Discover it® Cash Back
Discover is a Nav Partner
Terms, Rates & Fees

Discover it® Cash Back

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.

BankAmericard® credit card

0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. No annual fee. No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply. Access your FICO® Score for free within Online Banking or your Mobile Banking app.