Personal Credit Cards

Use our filter to find personal credit cards for you from our partners.

(Advertiser Disclosure)

Whenever possible, Nav recommends that business owners use business credit cards to fund their company’s operations. Separating your personal and business finances can be important for tax reasons and to protect your personal assets.

Bank of America® Cash Rewards Credit Card

No annual fee. $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening. Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. No changing categories and no expiration on rewards. 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers. Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%. Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store.

Chase Freedom Unlimited®

Unlimited 1.5% cash back on every purchase - it's automatic. Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum. No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open. Free credit score, updated weekly with Credit Journey℠. No annual fee.

The Amex EveryDay® Credit Card from American Express

Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months. Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%. $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening. 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017. No annual fee. Terms Apply.

Blue Cash Everyday® Card from American Express

$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%. Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. No annual fee. Terms Apply.

Capital One® Quicksilver® Card – 0% Intro APR for 15 Months

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Earn unlimited 1.5% cash back on every purchase, every day. No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn. 0% intro APR on purchases for 15 months; 14.49%-24.49% variable APR after that. 0% intro APR on balance transfers for 15 months; 14.49%-24.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months. Pay no annual fee or foreign transaction fees.

Blue Cash Preferred® Card from American Express

$200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%. Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. $95 annual fee. Terms Apply.

Hilton Honors Card from American Express

Limited Time Offer: Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Offer ends 06/27/2018. Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands. Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad. Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year. No Annual Fee. Terms Apply.

Blue Delta SkyMiles® Credit Card from American Express

Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months. No Annual Fee. Earn 2 miles per dollar at US restaurants. Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Receive a 20% In-Flight Savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. Terms Apply.