Earn 5,000 Lowe’s Business Rewards points after you spend $100 in purchases on the Card within your first 30 days of Card Membership. 3X points at US restaurants, US office supply stores and on wireless telephone services purchased directly from U.S. service providers, 2X points at Lowe's, 1X points on other purchases. Get points you can redeem for gift cards to use toward business expenses. Plus, get 5% Off from Lowe’s on eligible Lowe’s Purchases. Plus, enjoy a 0% introductory APR for 6 months on purchases. After that, your APR will be 17.99% - 26.99% based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply.