Category: Business Credit Cards

Should You Get a Business Credit Card?

Millions of Americans operate a small business. Some have employees while many operate as independent contractors or freelancers. Whether you’re just starting out or you’ve been a business owner for years, you may wonder about whether you should get a business credit card.  The short answer is “yes.” If you have a business—even as a freelancer, independent contractor or sole proprietor—getting a business credit card can be a smart move. And if your business is structured as an LLC, S… Read More

Best Business Credit Cards for New Businesses

There will be a lot of items on your “to do” list when you start a new business, including getting a business bank account and a business credit card. Finding a card that’s available to startups, and qualifying, can be confusing.  Here we’ll explain how new entrepreneurs can get and leverage small business credit cards.  Benefits of Business Credit Cards for New Businesses There are many benefits to business credit cards. They can provide: Access to a line of credit that… Read More

The Best Prepaid Business Credit Cards

The term prepaid business credit cards can be used to describe any credit card for business owners that requires the prepayment of funds before it can be used. Unlike most standard credit cards, these cards don’t require a good or excellent credit score. This makes these cards useful for small business owners who have a limited credit history and those who have had significant credit problems.  Just like other business credit cards, prepaid business credit cards are ideal for paying… Read More

Can I Get A Business Credit Card?

The United States has always had plenty of small business owners. But according to an early 2021 survey, 34% of Americans reported having some sort of side-hustle, with another 24% planned on starting one in 2021. But unless they have incorporated and run their own office, or own their own store, many small entrepreneurs are unsure if they can get a small business credit card. In fact, many small business owners still use their personal cards instead of applying for… Read More

How to Apply for a Business Credit Card

A business credit card can offer you a myriad of flexibility. Business credit cards can help you manage cash flow and separate your company expenditures from your personal spending. You can also get quick access to liquid capital for funding your daily operations, as well as business-specific rewards and benefits not available on a personal credit card.  Who Can Apply for a Business Credit Card? Anyone with a business can apply for a business credit card. But, contrary to what… Read More

Best Business Credit Cards With No Annual Fee

There are many credit card users who simply refuse to pay an annual fee. Thankfully, there are many small business credit cards that don’t charge an annual fee. And among these cards, you can still find ones that offer generous cash back and travel rewards, as well as valuable benefits. Regardless of the reason why you don’t want to pay an annual fee, you’ll always have plenty of choices.  When to Consider a Business Credit Card with No Annual Fee… Read More