Should I Borrow Money to Create a New Job?

Whether you’re hiring your first employee or your tenth, creating jobs as a business owner can potentially help you take your business to the next level. If your cash flow isn’t ready for the cost of a new hire, however, you might be considering taking out a loan to help you create the new job. Borrowing money to invest in human capital can be a good thing, but it’s important that you carefully consider all aspects of the decision to Read More

How to Make the Most of Your Credit Card Miles This Summer

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As a business owner, you can earn travel points and miles on your everyday expenses. But you don’t have to use those rewards for your business if you don’t want to. Whether you have a business trip coming up or need a getaway to recalibrate, here are some things you can do to make the most of your credit card miles and points this summer. 1. Understand your redemption options There are several business travel credit cards out there and Read More

How to Use Travel Rewards to Grow Your Business

Business credit card rewards may not sound like an important part of your business strategy, but they can help you expand your business if you use them correctly. Specifically, travel rewards may help you do things that you might not have the cash flow to do otherwise. If you have a business travel credit card or are considering getting one, here are some ways you can use those rewards to take your business to the next level. 3 ways to Read More

How to Take Full Advantage of Your Credit Card Rewards

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Business rewards credit cards can provide a lot of value to business owners, but it takes a little legwork to make the most of them. Regardless of what type of rewards you prefer or how you spend your money, it’s important to approach credit card rewards strategically, so you can get the biggest bang for your buck. Here are some tips to help you get on the right track. Improve your credit You can qualify for rewards credit cards with Read More

8 Business Credit Card Perks You Didn’t Know You Had

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Business credit cards can be great for their rewards and introductory 0% APR promotions, but some of their most valuable features often go unnoticed. Depending on the card, though, you could have the potential for significant value at your fingertips. Here are seven business credit card perks that you may have on your card and can help you get more value than you’re already gaining by using it regularly. 1. Rental car insurance Most credit cards offer rental car insurance. Read More

How Credit Card Perks Can Help Grow Your Business This Summer

The best business credit cards offer great rewards every time you use them, but sometimes a card’s rewards program overshadows its perks, which can also provide significant value. Not all credit card perks are created equal, though, so it’s important to know what’s available if you’re looking for a new card. Here are some of the top business credit card perks available and how they can help you take your business to the next level. Introductory 0% APR promotion A Read More

Why Now is the Time To Apply for a Business Loan

Getting a small business loan is one of the best things you can do to expand your business, but it’s not always clear when it’s the right time to get one. To help you, we’ve put together a list of situations that can help you tell whether now is the time to apply for your next small business loan. 5 ways to tell that now is the time to get a business loan There are several times in the life Read More

How to Use Balance Transfers to Help Your Business

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Business credit cards can be a great way to manage your company’s expenses, and take advantage of benefits and rewards along the way. But if your business racks up a lot of debt, it could be in trouble. Some business credit cards can charge an APR upwards of 20%, which can ultimately cost you hundreds or even thousands of dollars in interest over the course of a year. Having a plan to pay it off quickly is essential, and a Read More

When Should I Apply for a Business Credit Card?

A business credit card can be an incredible asset for your business. Not only do they offer rewards and business-specific perks, but they can also help you build a business credit history. Some even offer introductory 0% APR promotions, which can help you save on interest. But you might be wondering when it’s the right time to get one, especially if you’re just starting out. Here are some signs that you might want to consider applying for one. You have Read More

Can I Get a Business Loan After Bankruptcy?

Filing personal bankruptcy can help you manage your debt situation, either through a restructured repayment plan or by wiping out most, if not all, of your debt entirely. But it can also harm your credit history, making it difficult to get approved for business financing. That doesn’t mean it’s impossible, though. Here’s what you need to know about getting a small business after bankruptcy. Bankruptcies linger on your credit report A bankruptcy can remain on your credit report for up Read More