Ben Luthi

Ben Luthi is a personal finance and travel writer who loves helping consumers and business owners make better financial decisions. His work has appeared in several publications and websites, including U.S. News & World Report, USA Today, Marketwatch, Yahoo! Finance, and more.

Articles by Ben Luthi


A Cash Flow Statement Example For Your Business

A cash flow statement is an essential financial statement for a business. As its name suggests, it provides a summary …


How to Open a Free Business Checking Account With No Deposit

As a business owner, limiting expenses and maximizing your profits are a top priority. But one area where it can …


Is Using a Company Credit Card for Personal Use Embezzlement?

As a small business owner, you’ve got a lot on your plate, and it might seem easier and more convenient …


What are the Best USAA Business Checking Account Alternatives?

If you’re a USAA member and a small business owner, you might be wondering where you can get a USAA …


What to Know About Bootstrapping Finance for Your Business

If you’re starting a new business, your financing options may be limited. Not having access to capital through lenders isn’t …


What is a Convertible Note?

Getting capital for your new business is one of your most important tasks as a business owner. Whether you choose …


Where to Look to Find Easy Business Loans

Getting a small business loan is easier now than it ever has been. Even if you own a brand-new startup …


Everything You Need to Know About Short-Term Business Loans

This article was reviewed and updated on July 29, 2020 As a small business owner, there are several reasons to …


How Do Business Loans Work?

The right business loan can help you get the capital you need to start a new venture, expand a current …