Michelle Black

Michelle Black

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert with over a decade and a half of experience in the credit industry. She’s an expert on credit reporting, credit scoring, identity theft, budgeting, and debt eradication. Michelle is also an experienced personal finance and travel writer. You can connect with Michelle on Twitter (@MichelleLBlack) and Instagram (@CreditWriter).

Articles by Michelle Black

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Income Statement and Balance Sheet Examples

Income statements and balance sheets are reliable ways to measure the financial health of your business. Click below to download …

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What Is Cross Collateralization?

At some point in the life of your business, you may need to borrow money. Whether you want to take …

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What Do I Need to Open a Business Bank Account?

Opening a business bank account is an important step in the timeline of any new company. Without a business bank …

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Freshbooks vs. QuickBooks: Which is Best For Your Business?

Two of the most popular accounting software options on the market for businesses are FreshBooks and QuickBooks. Technically, either option …

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Is FreshBooks the Right Fit For Your Small Business?

FreshBooks, originally created in 2003, is a cloud-based accounting program used by millions of small business owners world wide. Many …

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What Is a Blanket Lien?

Access to the right business funding can open doors for your company. It can help you to take advantage of …

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Revolving Line of Credit: How It Works

A revolving line of credit can be a valuable tool for any small business. Whether you need cash to improve …

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What is APR and Why Does it Matter to My Business?

What Is APR?  APR, or annual percentage rate, is the price a lender charges you to borrow money on a …

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Where to Find First Time Business Loans

Getting your first loan is a major milestone in the life of any business because it has the potential to …