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Michelle Black

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert with over a decade and a half of experience in the credit industry. She’s an expert on credit reporting, credit scoring, identity theft, budgeting, and debt eradication. Michelle is also an experienced personal finance and travel writer. You can connect with Michelle on Twitter (@MichelleLBlack) and Instagram (@CreditWriter).

Articles by Michelle Black


4 Ways to Work on Your Business Credit in 2022

You have big goals for your company in 2022. Growth, higher profits, and a better online presence might be at …


Federal Unemployment Taxes 2022 & 2023: What Are FUTA Taxes and How to Calculate Them

Small business owners carry a lot of responsibility on their shoulders. If your business has employees, payroll is one of …


Buying a Commercial Real Estate Property For Beginners: Step-by-Step Guide

Commercial real estate has the potential to be an excellent investment, often more so than residential properties. Yet even if …


How to Use Business Credit to Buy Real Estate

Building solid business credit is a wise goal for any business owner — including real estate investors. Good business credit …


How to Find an Apartment Loan

Buying an apartment building isn’t the same as purchasing smaller investment properties. The payoff can be higher (assuming your investment …


Rental Property Mortgage Rates — What to Expect

Buying a rental property isn’t always an easy process. To become a landlord, there are a lot of responsibilities you’ll …


How to Become a Landlord: 11 Steps

Owning a rental property can be a great way to earn money. Perhaps you want to create a new stream …


Cash Flow Statement Template

A cash flow statement is a report that tracks the money that flowed into and out of your business over …


What Is an Income Statement?

An income statement provides an at-a-glance summary that shows whether your business is earning a profit or losing money. Download …