Michelle Black

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert with over a decade and a half of experience in the credit industry. She’s an expert on credit reporting, credit scoring, identity theft, budgeting, and debt eradication. Michelle is also an experienced personal finance and travel writer. You can connect with Michelle on Twitter (@MichelleLBlack) and Instagram (@CreditWriter).

Articles by Michelle Black


What is a Profit and Loss Statement (P&L) & Why Is It Important?

A profit and loss (P&L) statement is a report that details a company’s revenue and expenses over a period of …


4 Ways to Work on Your Business Credit in 2020

You have big goals for your company in 2020. Growth, higher profits, and a better online presence might be at …


FUTA 2020: What Are FUTA Taxes and How to Calculate Them

Small business owners carry a lot of responsibility on their shoulders. Depending on your company, you may be in charge …


7 Steps for Buying a Commercial Real Estate Property

Buying commercial real estate has the potential to be an excellent investment, often more so than residential properties. Yet even …


How to Use Business Credit to Buy Real Estate

Building solid business credit is a wise goal for any business owner — including real estate investors. Good business credit …


How to Find an Apartment Loan

Buying an apartment building isn’t the same as purchasing smaller investment properties. The payoff can be higher (assuming your investment …


Rental Property Mortgage Rates — What to Expect

Buying a rental property isn’t always an easy process. To become a landlord, there are a lot of responsibilities you’ll …


How to Make an Income Statement

An income statement, also called a profit and loss statement (or P&L), is a helpful tool you can use to …


How to Become a Landlord: 11 Steps

Owning a rental property can be a great way to earn money. Perhaps you want to create a new stream …