Category: Business Credit Cards

Can I Get A Business Credit Card?

The United States has always had plenty of small business owners. But according to an early 2021 survey, 34% of Americans reported having some sort of side-hustle, with another 24% planned on starting one in 2021. But unless they have incorporated and run their own office, or own their own store, many small entrepreneurs are unsure if they can get a small business credit card. In fact, many small business owners still use their personal cards instead of applying for… Read More

How to Apply for a Business Credit Card

A business credit card can offer you a myriad of flexibility. Business credit cards can help you manage cash flow and separate your company expenditures from your personal spending. You can also get quick access to liquid capital for funding your daily operations, as well as business-specific rewards and benefits not available on a personal credit card.  Who Can Apply for a Business Credit Card? Anyone with a business can apply for a business credit card. But, contrary to what… Read More

Best Business Credit Cards With No Annual Fee

There are many credit card users who simply refuse to pay an annual fee. Thankfully, there are many small business credit cards that don’t charge an annual fee. And among these cards, you can still find ones that offer generous cash back and travel rewards, as well as valuable benefits. Regardless of the reason why you don’t want to pay an annual fee, you’ll always have plenty of choices.  When to Consider a Business Credit Card with No Annual Fee… Read More

Best Cash Back Business Credit Cards

While there are some small business owners that like to use their credit cards to earn travel reward points or miles, many still prefer the value and simplicity of cash back. Earning cash back might sound like a simple way to earn rewards, but it turns out that there are numerous cash back cards offered by the major card issuers, and each one features a different combination of reward rates, fees and perks.  How Do Cash Back Business Credit Cards… Read More

Best Small Business Credit Cards for Travel

If you’re a frequent, regular or even occasional business traveler, having a small business credit card is one of the most valuable tools you can have. The right small business credit card for travel will allow you to separate your business expenses, while earning rewards and receiving valuable cardholder benefits. The Benefits of Having a Business Credit Card for Travel  Like all small business credit cards, travel rewards cards offer you the chance to separate your personal charges from your… Read More

Secured vs Unsecured Credit Card: What’s the Difference?

Highlights: Secured credit cards require a security deposit, while unsecured credit cards do not.  Secured cards are generally easier to qualify for than unsecured cards. These and other types of cards may be helpful for those with limited credit histories or bad credit.   Different credit cards are targeted at different audiences. Some are best for travel, for example, while others are great for groceries.  One distinction between types of credit cards is secured vs. unsecured credit cards. Here’s how each… Read More