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In Great Recession, Two Federal Programs for Small Business Generated Billions, U.S. Treasury Secretary Says The Small Business Jobs Act, signed into law in 2010, was created to increase the availability of credit for business owners. Just this week, and six years after the program’s inception, the U.S. Treasury department released evaluation reports for two programs created by the Small Business Jobs Act that are nearing their end, the State Small Business Credit Initiative (SSBCI) and the Small Business Lending… Read More

Behance Cofounder’s Design Secret: Ignore the Internet Matias Corea sold his company, Behance, to Adobe in 2012. After two years working for Adobe, he left in search of a culture where he could be a leader. His advice to leaders of other companies? Encourage your employees to learn, even if it’s something outside the scope of their job. If an employee has an interest in learning to engineer a sailboat, promoting them to learn that will unlock creativity in other… Read More

SBDCs Reaching More Customers, Faster Checkout Times, and How One Expert Defines Hustle. What’s Hot California SBDCs set record year California Small Business Development Centers (SBDCs) have announced a record year for helping their clients secure capital, noting that they helped their clients secure half a billion dollars in new loans and investments. What’s more is that SBDC clients credited the California SBDCs with “the creation and retention of 8,462 jobs last year, [and] the launch of 1,039 new businesses.”… Read More

In the previous post, we talked about collateral, personal guarantee and the legal procedures when you default on a loan. But how do lenders actually collect? This article explains the steps most lenders take when a loan becomes delinquent. When you stop making your monthly payments, the lenders usually take the following steps to try to collect the payments: Make friendly phone calls asking for payment. Send friendly letters asking for payment, but with interest and penalties tacked on. Make… Read More

Last week we published an article, Is Your Website Appealing to the Right Crowd?, aimed to help you focus your website to target your ideal customers. Now it's time to focus on getting your customers to see all the great content you’ve generated to appeal to them. One great thing about getting customers to your website is that you can use both online and offline mechanisms to attract website visitors. Here are a few great practices for getting potential customers… Read More

As a business owner, it's easy to get caught up in the hustle and bustle of the day and forget about the things for which you're thankful. Gratitude might not be something that's on a business owner's list of things to think about daily, but it should be! It's a good way to keep you grounded and in positive spirits about the direction of your business. I encourage you to think about what you're thankful for by writing it down… Read More