How to Get a Small Business Loan

You have a vision, a plan, and the motivation to start your own business or take your current one to the next level. Everything is ready to go, all you need is money. For many entrepreneurs, getting a small business loan is the key to fulfilling short and long term goals. So how do you get a small business loan? Is it difficult? Do you need to meet certain requirements? If you’ve asked these same questions, then you’re in luck; Read More

Small Business Grants: 24 Best Places to Apply

There’s no such thing as a free lunch, right? Small business owners know this phrase more than anyone. But when it comes to launching and growing your small business, there are a number of companies, nonprofits and government agencies providing essentially free money to small business owners in the form of a small business grant. You don’t have to make your pitch on “Shark Tank”, refinance your home or take out a business loan to take the next step in Read More

How to Establish & Build Business Credit

Figuring out how to access business financing and credit is a common quest for both new and existing small business owners. From start-up costs to new expansion strategies, establishing a strong business credit profile with diverse accounts can help make or break your immediate and future business plans. Why Should I Learn How to Establish Business Credit? If you’re reading this, you already know that good credit (both consumer and business) is important for the future of your venture, but Read More

The Best Business Credit Cards of 2018 – Expert Review

Business credit cards are an underutilized option when it comes to making purchases for your business. In addition to providing a great source for emergency cash, the best business credit cards offer a few additional perks. 1. Minimize the impact on your personal credit. Businesses tend to make larger purchases than individuals. If you end up with large outstanding balances on your personal card because of business expenses, your personal credit score could take a hit. Use a business credit Read More

What’s the Small Business Financial Exchange?

Each payment experience you make as a consumer—mortgage, credit card, and car payments, to name a few—could show up on your personal credit report. The same goes for your business in regards to your business credit report. Payments to suppliers, loan payments, commercial lease payments, auto payments, are all payment experiences that could be reported and end up on your business credit report. Data warehouses, like the Small Business Financial Exchange (SBFE), along with business credit reporting agencies collect the Read More

Chase Ink Business Cash Card Review: Big Rewards & No Annual Fee

Business owners have their choice of dozens of different credit cards. These products range from premium rewards cards with numerous features and benefits, to simple cards that do little more than offer a convenient method of payment. The challenge for many business owners is finding the best business credit card that meets their needs while offering the best balance of costs and benefits. The Chase offers generous rewards and attractive promotional financing, with a annual fee. *Right now the  has Read More

Do You Need Identity Theft Insurance?

With data breach after data breach hitting the newswires, many Americans are wondering what they can actually do to protect themselves from identity theft. Unfortunately, once your data is out there, it’s hard to roll back the clock. A major data breach of personal identifying information like your name, Social Security number and birthdate puts some incredibly valuable keys in the hands of … well, just about any fraudster or hacker with the willpower and know-how. That’s a pretty scary Read More

The Pros & Cons of Coworking Spaces

Coworking spaces are one of the hottest trends for those starting or growing a small business: Instead of working from a corner of your bedroom or renting an office, you find a shared space to hang your shingle. In the U.S., coworking spaces can be found in most major cities and some smaller ones, as well as in countries around the world. These arrangements offer the ability to rent space in a place dedicated to entrepreneurs and working professionals. In Read More

Best Business Credit Cards for Travel

Business road warriors are used to packing their bags. But wouldn’t it be more exciting to get ready for your upcoming trip if you knew there were sweet rewards involved? That’s where business credit cards come in. You probably know of or have a personal credit card that rewards you for your purchases with miles or points that you can spend on flights or hotel stays. But business credit cards for travel sometimes offer even better rewards than personal cards, Read More

What Is a Surety Bond?

One day, an up and coming contractor with a passion for restoration is alerted to his dream job.  A federally funded restoration of a historic landmark is up for bid, and he knows this is more than a dream, it’s a career making move.  With a background that has him well prepared and a workforce he’s confident in, he starts the bidding process only to find out that, because it’s a federal contract, he needs a surety bond if he Read More