Best Business Credit Cards for Travel

Business road warriors are used to packing their bags. But wouldn’t it be more exciting to get ready for your upcoming trip if you knew there were sweet rewards involved? That’s where business credit cards come in. You probably know of or have a personal credit card that rewards you for your purchases with miles or points that you can spend on flights or hotel stays. But business credit cards for travel sometimes offer even better rewards than personal cards, Read More

What Is a Surety Bond?

One day, an up and coming contractor with a passion for restoration is alerted to his dream job.  A federally funded restoration of a historic landmark is up for bid, and he knows this is more than a dream, it’s a career making move.  With a background that has him well prepared and a workforce he’s confident in, he starts the bidding process only to find out that, because it’s a federal contract, he needs a surety bond if he Read More

Small Business Credit Statistics

Starting or growing a small business? While you may or may not be looking for financing now, there’s a good chance you will need additional capital as your business grows. Here we share statistics related to small business credit and financing from a variety of sources. Surprised by any of these findings? Did we miss important research? Feel free to share comments or additional sources in the comments below. Overview of Small Business in America In 2013, there were 28.8 Read More

The Ultimate Guide to Changing Your Business Name

Changing your business name? At Nav, we changed our name three years after we launched. Although we were a relatively young company, it was still a lot of work—but well worth it. To help make the process easier for you, we’ve put together a checklist we used to help us stay organized. You can download it below and customize it to your needs. Here are some pointers to keep in mind as you start planning for your name change. We Read More

Best Business Credit Cards for Startups

As the founder of a startup, there are plenty of good reasons for you to consider using a business credit card. Not only can it help you keep personal and business finances separate, it can come in handy for covering cash flow, building your credit history, and saving money through various perks and rewards. Not all business credit cards for startups are equal, however, and you’ll want to choose one that best fits the needs of your business. If you’re Read More

How Often Does My Credit Score Change?

“How Often Does My Credit Score Change?” Nav customers often ask us this question. Most people guess their credit scores change once a month, but that’s not the full story. The quick answer is that your scores can change any time new information is added to your credit reports. Here’s how it works: How credit bureaus generate your score First, it’s important to understand how the major credit bureaus create a credit score. A credit score is calculated using information Read More

The Ultimate Business Credit Card Guide

Business credit cards offer a quick and secure way for business owners to get the funds they need to run their business smoothly, take advantage of growth opportunities, provide breathing room when business is slow, safeguard personal finances from actions of the business, and more. We created this guide to set you on a path to make the most out of business credit cards. Here’s a taste of what’s inside: The incredible advantages of business credit cards How business credit cards Read More

Business Credit Card FAQ’s

How smart business owners use credit cards [Webinar] What is required to get a business credit card? How do business credit cards impact my personal credit scores? Can a new startup qualify for a business credit card? Does my business have to have a certain amount of revenue to qualify for a credit card? How can I get higher limits for my credit cards? Should I spread expenses over several cards or use one to the max? Is it a Read More

How Business Owners Can Get and Keep Strong Personal Credit Scores [VIDEO]

When you’re a business owner, strong personal credit scores can be an asset, by helping you qualify for a business credit card, an SBA loan or other types of funding that take the owner’s personal credit into account. But if you’re not careful, your business can hurt your credit scores. In this video you’ll learn: The big credit score mistake many small business owners make How to protect your credit from your business Nav tools that can help you protect Read More

How to Get a Business Credit Card in 4 Steps

More and more small businesses are turning to business credit cards as a way of having back up financing and improving their business credit scores at the same time. Many business credit cards offer perks just for using them, including frequent flyer miles and cash rewards. Business credit cards are great for business owners who need back up credit for emergency situations or to offset irregular cash flow. Additionally, making on time or early payments on a business credit card Read More