The Best Small Business Credit Cards of 2019

Getting the right credit card for your business may be more important than you think. There are scores of business credit cards on the market, and many offer unique perks and rewards structures that can help your business grow. Whether it’s an introductory 0% APR, an impressive sign-up bonus, or business tools and resources, there’s one credit card that’s better for your business than all the others. Finding the right one can be daunting, though. To help speed up the Read More

Small Business Line of Credit: How to Choose the Right Option

A small business line of credit helps entrepreneurs maintain  a constant supply of cash to keep up with recurring expenses and the ebb and flow of seasonal changes in business. For the 50% of businesses owner who have experienced cash flow problems, a small business line of credit can be a necessary lifeline. . You may be thinking: “My business is profitable, we don’t need additional cash reserves.” But many businesses with and without cash flow issues keep a line Read More

What is the Debt-Service Coverage Ratio?

If you’ve applied for a small business loan before, you’re reasonably familiar with how a lender decides whether or not they want to work with you. Many will want to look at your credit scores (personal and business), business tax returns, monthly bank statements, and more. They’ll want to know how much money you business is bringing in, how much money is going out, and where it’s going. Most lenders will also want to know what existing debt you and Read More

SBA Loans — What’s the Difference between 7a and 504?

Small business owners have a lot of options to consider when it comes to small business loans. From selecting a lender to determining the type of loan you need, the path to financing can be a confusing one. Of the many places you may look, the United States Small Business Administration (SBA) can be a great resource for information on loans, and specifically, different SBA loan programs that are exclusively available to small businesses. Of those SBA loan programs, the Read More

Best Business Credit Cards for Startups

As the founder of a budding new company, there are plenty of good reasons for you to consider using a business credit card. Not only can it help you keep personal and business finances separate, it can come in handy covering cash flow, building your credit history, and saving money through various perks and rewards. But what are the best business credit cards for startups? Not all cards are created equal. You’ll want to choose one that best fits the Read More

Business Credit Cards for Bad Credit

Credit mishaps happen for a number of reasons, and perhaps one has happened to you. The good news is that there are a few business credit cards for bad credit which will give you the chance to build your business credit so that you can qualify for credit increases or new cards without having your personal credit called into question. (Solid business credit scores can open a number of other doors as well). To save you time, we’ve put together Read More

Best Business Loans 2018 — Expert Review

As a small business owner, every dollar you save on interest and fees paid for a small business loan is a dollar back into your business. That’s why it’s so important to make sure you’re getting the best deal that your business can qualify for and fulfills your business’s needs. But with over 44 different financing options, the research involved in finding the best business loan and how to get it could take days, if not weeks. That’s not easy, Read More

7 Options for Small Business Startup Loans

One of the biggest challenges a new small business must face is obtaining the capital necessary to support their initial growth. In order to proudly turn on your physical or metaphorical “open for business” sign, you’ll likely need to have access to money in the form of a small business startup loan. As one might assume from the title, a business start up loan is a loan meant to help with the financial needs of a new business. Small business Read More

How to Get a Small Business Loan

You have a vision, a plan, and the motivation to start your own business or take your current one to the next level. Everything is ready to go, all you need is money. For many entrepreneurs, getting a small business loan is the key to fulfilling short and long term goals. So how do you get a small business loan? Is it difficult? Do you need to meet certain requirements? If you’ve asked these same questions, then you’re in luck; Read More

Small Business Grants: 24 Best Places for Free Money in 2018

There’s no such thing as a free lunch, right? Small business owners know this phrase more than anyone. But when it comes to launching and growing your small business, there are a number of companies, nonprofits and government agencies providing essentially free money to small business owners in the form of a small business grant. You don’t have to make your pitch on “Shark Tank”, refinance your home or take out a business loan to take the next step in Read More